PSBQ:OTC-PSB Holdings Inc (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 24.8

Change

0.00 (0.00)%

Market Cap

USD 0.10B

Volume

3.30K

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

PSB Holdings, Inc. operates as a bank holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses in Wisconsin. The company offers checking, savings, individual retirement, health savings, and money market accounts, as well as certificates of deposit; and certificate of deposit account registry services. It also provides debit, prepaid, and credit cards; fixed-rate mortgages; commercial and industrial, municipal, agricultural, construction and land development, residential real estate, consumer and other loans, auto, personal, and student loans; home equity line of credit and loans; overdrafts; business lines of credit, equipment financing, healthcare specialty lending, small business administration loans, and business real estate financing; and cash management services. In addition, the company offers private banking services; e-statements; commercial treasury management services; and online bill pay, as well as online and mobile banking services. The company was founded in 1962 and is headquartered in Wausau, Wisconsin.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-09-22 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
CIHHF China Merchants Bank Co Ltd Cl..

N/A

USD 108.40B
DBSDF DBS Group Holdings Ltd

N/A

USD 88.43B
SBKFF State Bank of India

N/A

USD 86.12B
BNPQF BNP Paribas SA

N/A

USD 81.83B
BNPQY BNP Paribas SA ADR

N/A

USD 81.83B
ISNPY Intesa Sanpaolo SpA PK

N/A

USD 75.71B
IITSF Intesa Sanpaolo S.p.A

N/A

USD 75.65B
UNCFF UniCredit SpA

N/A

USD 68.08B
UNCRY UniCredit SpA ADR

N/A

USD 67.30B
PSBKF Postal Savings Bank of China C..

N/A

USD 62.57B

ETFs Containing PSBQ

PLV:CA Invesco Low Volatility Po.. 29.42 % 0.51 %

N/A

CAD 0.02B
PTB:CA 0.00 % 0.54 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 12.17% 62% D 66% D+
Dividend Return N/A N/A N/A N/A N/A
Total Return 12.17% 58% F 64% D
Trailing 12 Months  
Capital Gain 17.54% 65% D 70% C-
Dividend Return N/A N/A N/A N/A N/A
Total Return 17.54% 62% D 68% D+
Trailing 5 Years  
Capital Gain -4.62% 42% F 61% D-
Dividend Return 2.50% 12% F 10% F
Total Return -2.12% 35% F 58% F
Average Annual (5 Year Horizon)  
Capital Gain -0.19% 30% F 38% F
Dividend Return 0.46% 25% F 36% F
Total Return 0.66% 15% F 16% F
Risk Return Profile  
Volatility (Standard Deviation) 20.85% 62% D 85% B
Risk Adjusted Return 2.22% 26% F 36% F
Market Capitalization 0.10B 59% D- 58% F

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector