UBSI:NSD-United Bankshares Inc (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 37.84

Change

-0.65 (-1.69)%

Market Cap

USD 5.02B

Volume

1.77M

Analyst Target

USD 30.75
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

United Bankshares, Inc., through its subsidiaries, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, student, credit card receivables, personal, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as investment management and retirement planning services. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-09-20 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FITB Fifth Third Bancorp

-0.40 (-0.92%)

USD 28.44B
FCNCA First Citizens BancShares Inc

+25.61 (+1.32%)

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HBAN Huntington Bancshares Incorpor..

-0.10 (-0.67%)

USD 20.89B
FITBI Fifth Third Bancorp

+0.03 (+0.12%)

USD 18.36B
EWBC East West Bancorp Inc

-0.65 (-0.78%)

USD 11.02B
CBSH Commerce Bancshares Inc

-1.83 (-2.87%)

USD 7.99B
PNFP Pinnacle Financial Partners In..

-0.57 (-0.57%)

USD 7.33B
SSB SouthState Corporation

-2.85 (-2.80%)

USD 7.24B
BPOP Popular Inc

-1.59 (-1.56%)

USD 7.06B
WTFC Wintrust Financial Corporation

-1.94 (-1.76%)

USD 6.99B

ETFs Containing UBSI

QABA First Trust NASDAQ® ABA .. 2.83 % 0.60 %

-1.24 (0%)

USD 0.11B
TMDV 1.68 % 0.00 %

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Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 0.77% 28% F 49% F
Dividend Return 2.96% 59% D- 65% D
Total Return 3.73% 29% F 53% F
Trailing 12 Months  
Capital Gain 41.51% 71% C- 82% B
Dividend Return 5.53% 68% D+ 74% C
Total Return 47.05% 75% C 83% B
Trailing 5 Years  
Capital Gain -1.43% 43% F 50% F
Dividend Return 18.65% 76% C+ 76% C+
Total Return 17.22% 46% F 53% F
Average Annual (5 Year Horizon)  
Capital Gain 4.77% 55% F 56% F
Dividend Return 8.96% 58% F 60% D-
Total Return 4.19% 67% D+ 73% C
Risk Return Profile  
Volatility (Standard Deviation) 25.11% 54% F 41% F
Risk Adjusted Return 35.67% 56% F 54% F
Market Capitalization 5.02B 93% A 88% B+

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.