COLB:NSD-Columbia Banking System Inc (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 25.8

Change

-0.48 (-1.83)%

Market Cap

USD 5.11B

Volume

4.90M

Analyst Target

USD 32.80
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Columbia Banking System, Inc. operates as the holding company of Umpqua Bank that provides banking, private banking, mortgage, and other financial services in the United States. The company offers deposit products, including business, non-interest bearing checking, interest-bearing checking and savings, money market, and certificate of deposit accounts; and insured cash sweep and other investment sweep solutions. It also provides commercial lending products, such as commercial lines of credit and term loans, accounts receivable and inventory financing, international trade finance, commercial property loans, multifamily loans, equipment loans, commercial equipment leases, real estate construction loans and permanent financing, and small business administration program financing, as well as capital markets. In addition, the company offers wealth management comprising financial planning, investment, trust, and insurance; treasury management, which includes digital and mobile banking solutions, ACH, wires, positive pay, remote deposit capture, integrated payments, integrated receivables, lockbox, cash vault, real-time payments, commercial card, and foreign exchange and international banking related products, as well as merchant services; and brokerage services, residential real estate loans and consumer loans. It serves its products to corporate, institutional, small business, and individual customers. The company was founded in 1953 and is headquartered in Tacoma, Washington.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-09-20 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FITB Fifth Third Bancorp

-0.40 (-0.92%)

USD 28.44B
FCNCA First Citizens BancShares Inc

+25.61 (+1.32%)

USD 26.34B
HBAN Huntington Bancshares Incorpor..

-0.10 (-0.67%)

USD 20.89B
FITBI Fifth Third Bancorp

+0.03 (+0.12%)

USD 18.36B
EWBC East West Bancorp Inc

-0.65 (-0.78%)

USD 11.02B
CBSH Commerce Bancshares Inc

-1.83 (-2.87%)

USD 7.99B
PNFP Pinnacle Financial Partners In..

-0.57 (-0.57%)

USD 7.33B
SSB SouthState Corporation

-2.85 (-2.80%)

USD 7.24B
BPOP Popular Inc

-1.59 (-1.56%)

USD 7.06B
WTFC Wintrust Financial Corporation

-1.94 (-1.76%)

USD 6.99B

ETFs Containing COLB

KBWR Invesco KBW Regional Bank.. 2.18 % 0.35 %

-1.26 (0%)

USD 0.05B
DPST Direxion Daily Regional B.. 0.00 % 1.02 %

-6.65 (0%)

USD 0.77B
KBE SPDR® S&P Bank ETF 0.00 % 0.35 %

-0.89 (0%)

N/A
KRE SPDR® S&P Regional Banki.. 0.00 % 0.35 %

-1.19 (0%)

N/A
HUM-U:CA 0.00 % 0.00 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -3.30% 18% F 44% F
Dividend Return 4.05% 83% B 77% C+
Total Return 0.75% 22% F 47% F
Trailing 12 Months  
Capital Gain 32.17% 57% F 77% C+
Dividend Return 7.38% 89% A- 86% B+
Total Return 39.55% 62% D 80% B-
Trailing 5 Years  
Capital Gain -30.46% 13% F 33% F
Dividend Return 15.90% 58% F 67% D+
Total Return -14.56% 14% F 37% F
Average Annual (5 Year Horizon)  
Capital Gain -5.98% 9% A- 30% F
Dividend Return -2.26% 11% F 34% F
Total Return 3.72% 65% D 75% C
Risk Return Profile  
Volatility (Standard Deviation) 31.12% 43% F 60% D-
Risk Adjusted Return -7.26% 14% F 35% F
Market Capitalization 5.11B 94% A 88% B+

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector