PSBKF:OTC-Postal Savings Bank of China Co. Ltd (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 0.5075

Change

0.00 (0.00)%

Market Cap

USD 62.00B

Volume

N/A

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Postal Savings Bank of China Co., Ltd., together with its subsidiaries, provides various banking products and services for retail and corporate customers in the People's Republic of China. It offers demand, time, personal call, time/demand optional, call, negotiated, and foreign currency deposits, as well as passbooks and certificate of deposits; micro and personal pledged, and personal business loans; business easy mix, agriculture aid plus, domestic remittance and exchange, payment and collection agency, check, promissory notes, bank and commercial draft, remittance, consignment collection, and collection with acceptance settlement services; debit and credit cards; cross-border remittance, personal exchange settlement and sale, and foreign currency exchange and deposit services; personal housing, auto, car, consumer, and personal education loans; wealth management products and funds; and insurance agency services. The company also provides pledge, syndicated, land reserve, town rebuild, commercial property mortgage, real estate development, fixed asset, project, and consignment loans; cash management services; negotiable instruments; trade finance and custody services; financial markets services; and SME operating index and corporate online banking services. In addition, its treasury business comprises deposits and placements with banks and other financial institutions, interbank borrowings and lendings, repurchase and resale transactions, various debt instrument investments, equity instrument investment, etc., as well as issuance of bond securities. The company offers online, mobile, and self-service banking services. It operates through directly operated outlets and agency outlets. The company was founded in 2007 and is headquartered in Beijing, the People's Republic of China. Postal Savings Bank of China Co., Ltd. operates as a subsidiary of China Post Group Corporation Limited.

Unadjusted Closing Price

Adjusted Closing Price

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Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-09-18 )

Largest Industry Peers for Banks - Regional

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ISNPY Intesa Sanpaolo SpA PK

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IITSF Intesa Sanpaolo S.p.A

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UNCFF UniCredit SpA

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UNCRY UniCredit SpA ADR

+0.01 (+0.05%)

USD 64.91B
MZHOF Mizuho Financial Group Inc

N/A

USD 54.73B

ETFs Containing PSBKF

N/A

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 5.73% 49% F 59% D-
Dividend Return 603.40% 100% F 100% F
Total Return 609.13% 100% F 98% N/A
Trailing 12 Months  
Capital Gain -2.23% 32% F 54% F
Dividend Return 557.95% 100% F 100% F
Total Return 555.71% 99% N/A 98% N/A
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -8.92% 7% C- 23% F
Dividend Return 50.52% 93% A 75% C
Total Return 59.44% 97% N/A 96% N/A
Risk Return Profile  
Volatility (Standard Deviation) 108.07% 9% A- 33% F
Risk Adjusted Return 46.75% 71% C- 83% B
Market Capitalization 62.00B 98% N/A 98% N/A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector