ALLY:NYE-Ally Financial Inc (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 34.05

Change

+0.29 (+0.86)%

Market Cap

USD 10.29B

Volume

6.09M

Analyst Target

USD 26.53
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations segments. The Automotive Finance Operations segment offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing. It also provides financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The Insurance Operations segment offers consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers. This segment provides vehicle service and maintenance contract, and guaranteed asset protection products; and underwrites commercial insurance coverages, which primarily insure dealers' vehicle inventory. The Mortgage Finance Operations segment manages consumer mortgage loan portfolio that includes bulk purchases of jumbo and low-to-moderate income mortgage loans originated by third parties, as well as direct-to-consumer mortgage offerings. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to middle market companies; leveraged loans; and commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings. It also offers commercial banking products and services. In addition, it provides securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan. Address: Ally Detroit Center, Detroit, MI, United States, 48226

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-09-18 )

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ETFs Containing ALLY

RUBY:CA RBC U.S. Banks Yield Inde.. 4.82 % 0.33 %

+0.28 (+-0.30%)

CAD 0.01B
IBDW iShares Trust - iShares i.. 0.97 % 0.00 %

-0.04 (-0.30%)

USD 1.03B
IJJ iShares S&P Mid-Cap 400 V.. 0.86 % 0.25 %

+0.09 (+-0.30%)

USD 7.61B
DFAT Dimensional U.S. Targeted.. 0.53 % 0.00 %

+0.08 (+-0.30%)

USD 9.95B
BLV Vanguard Long-Term Bond I.. 0.00 % 0.07 %

-0.64 (-0.30%)

N/A
EZM WisdomTree U.S. MidCap Ea.. 0.00 % 0.38 %

+0.07 (+-0.30%)

N/A
IVOV Vanguard S&P Mid-Cap 400 .. 0.00 % 0.20 %

+0.18 (+-0.30%)

USD 0.88B
MDYV SPDR® S&P 400 Mid Cap Va.. 0.00 % 0.15 %

+0.08 (+-0.30%)

N/A
XXM:CA 0.00 % 0.68 %

N/A

N/A
RUBY-U:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.00 %

N/A

N/A
BSCV Invesco BulletShares 2031.. 0.00 % 0.00 %

-0.05 (-0.30%)

USD 0.60B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -2.49% 16% F 22% F
Dividend Return 2.58% 32% F 52% F
Total Return 0.09% 16% F 22% F
Trailing 12 Months  
Capital Gain 23.32% 68% D+ 74% C
Dividend Return 4.35% 39% F 60% D-
Total Return 27.67% 68% D+ 76% C+
Trailing 5 Years  
Capital Gain 0.98% 50% F 45% F
Dividend Return 15.15% 56% F 56% F
Total Return 16.13% 42% F 43% F
Average Annual (5 Year Horizon)  
Capital Gain 24.92% 79% B- 87% B+
Dividend Return 28.11% 82% B 87% B+
Total Return 3.19% 41% F 61% D-
Risk Return Profile  
Volatility (Standard Deviation) 72.82% 15% F 11% F
Risk Adjusted Return 38.60% 62% D 57% F
Market Capitalization 10.29B 78% C+ 86% B+

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector