ZION:NSD-Zions Bancorporation (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 47.01

Change

+0.09 (+0.19)%

Market Cap

USD 6.87B

Volume

1.44M

Analyst Target

USD 36.48
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. It operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. The company offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards; merchant processing services; corporate trust services; and correspondent banking and international lending services. It also provides capital markets and investment banking services, including loan syndications, foreign exchange services, interest rate derivatives, fixed income securities underwriting, advisory and capital raising, commercial mortgage-backed security conduit lending, and power and project financing; and commercial real estate lending services consisting of term and construction/land development financing for commercial and residential purposes. In addition, the company offers retail banking services comprising residential mortgages, home equity lines of credit, personal lines of credit, installment consumer loans, depository account services, consumer cards, and personal trust services; and wealth management services consisting of investment management, fiduciary and estate, and advanced business succession and estate planning services. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-09-18 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
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EWBC East West Bancorp Inc

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CBSH Commerce Bancshares Inc

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SSB SouthState Corporation

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BPOP Popular Inc

+0.73 (+0.74%)

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WTFC Wintrust Financial Corporation

-0.25 (-0.23%)

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ETFs Containing ZION

SDVD 1.05 % 0.00 %

N/A

N/A
KRE SPDR® S&P Regional Banki.. 0.00 % 0.35 %

+0.25 (+0%)

N/A
KRS 0.00 % 0.95 %

N/A

N/A
KRU 0.00 % 0.95 %

N/A

N/A
TUSA 0.00 % 0.70 %

N/A

N/A
WDRW 0.00 % 0.99 %

N/A

N/A
MUSC:CA Manulife Multifactor U.S... 0.00 % 0.62 %

N/A

CAD 3.66M

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 7.16% 50% F 65% D
Dividend Return 3.74% 78% C+ 74% C
Total Return 10.90% 53% F 68% D+
Trailing 12 Months  
Capital Gain 33.17% 65% D 80% B-
Dividend Return 5.81% 72% C 76% C+
Total Return 38.98% 67% D+ 82% B
Trailing 5 Years  
Capital Gain 5.62% 52% F 54% F
Dividend Return 17.97% 73% C 74% C
Total Return 23.59% 58% F 58% F
Average Annual (5 Year Horizon)  
Capital Gain 10.81% 75% C 68% D+
Dividend Return 14.21% 77% C+ 70% C-
Total Return 3.40% 53% F 70% C-
Risk Return Profile  
Volatility (Standard Deviation) 46.55% 15% F 39% F
Risk Adjusted Return 30.54% 61% D- 63% D
Market Capitalization 6.87B 96% N/A 90% A-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector