UPST:NSD-Upstart Holdings Inc (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 38.31

Change

+0.62 (+1.64)%

Market Cap

USD 3.15B

Volume

0.01B

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-09-18 )

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ETFs Containing UPST

ULTY Tidal Trust II 6.78 % 0.00 %

+0.02 (+0.18%)

USD 0.04B
WISE Themes Generative Artific.. 4.14 % 0.00 %

-0.47 (0.18%)

USD 0.02B
WTI2:XETRA WisdomTree Artificial Int.. 3.18 % 0.00 %

-0.50 (0.18%)

USD 0.90B
WTI2:F WisdomTree Artificial Int.. 3.18 % 0.00 %

N/A

USD 0.90B
WTAI:SW WisdomTree Artificial Int.. 3.18 % 0.00 %

N/A

USD 0.77B
INTL:LSE WisdomTree Artificial Int.. 2.83 % 0.00 %

-59.75 (0.18%)

USD 0.76B
ROBT First Trust Nasdaq Artifi.. 2.58 % 0.65 %

-0.08 (0.18%)

USD 0.44B
DBND DoubleLine Opportunistic .. 1.79 % 0.00 %

-0.14 (0.18%)

USD 0.32B
KOMP SPDR Kensho New Economies.. 0.91 % 0.00 %

-0.18 (0.18%)

USD 1.95B
RBOT-U:CA 0.00 % 0.00 %

N/A

N/A
TAAG 0.00 % 0.00 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -6.24% 48% F 42% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -6.24% 48% F 41% F
Trailing 12 Months  
Capital Gain 37.61% 78% C+ 82% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 37.61% 78% C+ 81% B-
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -2.54% 31% F 37% F
Dividend Return -2.54% 28% F 34% F
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 72.20% 31% F 25% F
Risk Adjusted Return -3.52% 31% F 37% F
Market Capitalization 3.15B 79% B- 84% B

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector