CINF:NSD-Cincinnati Financial Corporation (USD)

COMMON STOCK | Insurance - Property & Casualty |

Last Closing

USD 136.3

Change

+0.13 (+0.10)%

Market Cap

USD 21.22B

Volume

0.43M

Analyst Target

USD 82.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. It operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides contract and commercial surety bonds, and fidelity bonds; and machinery and equipment. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages, including miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, redeemable preferred stocks, and mortgage-backed securities; and equity investments comprising common and nonredeemable preferred stocks. It also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-09-18 )

Largest Industry Peers for Insurance - Property & Casualty

Symbol Name Price(Change) Market Cap
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-0.29 (-0.31%)

USD 5.53B
PLMR Palomar Holdings Inc

-0.88 (-0.90%)

USD 2.49B
SKWD Skyward Specialty Insurance Gr..

+0.17 (+0.43%)

USD 1.59B
SAFT Safety Insurance Group Inc

-0.20 (-0.24%)

USD 1.23B
ROOT Root Inc

-1.52 (-3.71%)

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ACIC American Coastal Insurance Cor..

+0.08 (+0.71%)

USD 0.54B
UFCS United Fire Group Inc

+0.10 (+0.48%)

USD 0.52B
DGICB Donegal Group B Inc

-0.17 (-1.26%)

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DGICA Donegal Group A Inc

-0.08 (-0.52%)

USD 0.50B
NODK NI Holdings Inc

-0.04 (-0.26%)

USD 0.32B

ETFs Containing CINF

KBWP Invesco KBW Property & Ca.. 4.34 % 0.35 %

-0.25 (0%)

USD 0.33B
FTDS First Trust Dividend Stre.. 2.16 % 0.00 %

-0.05 (0%)

USD 0.02B
QDIV Global X S&P 500® Qualit.. 1.90 % 0.00 %

-0.05 (0%)

USD 0.03B
FXO First Trust Financials Al.. 1.79 % 0.63 %

+0.06 (+0%)

USD 0.89B
TMDV 1.66 % 0.00 %

N/A

N/A
KNG 1.63 % 0.00 %

N/A

N/A
FTA First Trust Large Cap Val.. 0.99 % 0.61 %

-0.08 (0%)

USD 1.18B
FAB First Trust Multi Cap Val.. 0.50 % 0.70 %

+0.03 (+0%)

USD 0.14B
FEX First Trust Large Cap Cor.. 0.49 % 0.61 %

-0.37 (0%)

USD 1.23B
FEX:LSE First Trust US Large Cap .. 0.49 % 0.00 %

-40.00 (0%)

USD 0.24B
FEXD:LSE First Trust US Large Cap .. 0.49 % 0.00 %

-38.00 (0%)

USD 0.04B
FEXU:LSE First Trust Global Funds .. 0.49 % 0.00 %

-0.33 (0%)

USD 0.24B
KIE SPDR® S&P Insurance ETF 0.00 % 0.35 %

+0.01 (+0%)

N/A
FTGU:XETRA First Trust US Large Cap .. 0.00 % 0.00 %

-0.31 (0%)

USD 0.10B
CGRA:CA CI Global Real Asset Priv.. 0.00 % 0.00 %

N/A

CAD 6.36M
NIFE 0.00 % 0.00 %

N/A

N/A
FEVR 0.00 % 0.00 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 31.74% 79% B- 86% B+
Dividend Return 2.35% 38% F 54% F
Total Return 34.09% 79% B- 87% B+
Trailing 12 Months  
Capital Gain 24.45% 67% D+ 74% C
Dividend Return 2.90% 38% F 44% F
Total Return 27.36% 67% D+ 75% C
Trailing 5 Years  
Capital Gain 19.76% 80% B- 62% D
Dividend Return 12.01% 57% F 50% F
Total Return 31.77% 90% A- 63% D
Average Annual (5 Year Horizon)  
Capital Gain 10.45% 60% D- 67% D+
Dividend Return 13.09% 67% D+ 69% C-
Total Return 2.64% 44% F 59% D-
Risk Return Profile  
Volatility (Standard Deviation) 31.83% 40% F 58% F
Risk Adjusted Return 41.13% 73% C 72% C
Market Capitalization 21.22B 100% F 96% N/A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.