CBSH:NSD-Commerce Bancshares Inc (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 62.39

Change

+0.12 (+0.19)%

Market Cap

USD 7.99B

Volume

0.71M

Analyst Target

USD 55.78
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Consumer, Commercial, and Wealth. The Consumer segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; retail branch network; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company also offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-09-18 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FITB Fifth Third Bancorp

+0.11 (+0.26%)

USD 28.44B
FCNCA First Citizens BancShares Inc

-16.19 (-0.85%)

USD 26.34B
HBAN Huntington Bancshares Incorpor..

-0.01 (-0.07%)

USD 20.89B
FITBI Fifth Third Bancorp

-0.06 (-0.23%)

USD 18.36B
EWBC East West Bancorp Inc

-0.01 (-0.01%)

USD 11.02B
PNFP Pinnacle Financial Partners In..

+1.25 (+1.30%)

USD 7.33B
SSB SouthState Corporation

+0.38 (+0.38%)

USD 7.24B
BPOP Popular Inc

+0.73 (+0.74%)

USD 7.06B
WTFC Wintrust Financial Corporation

-0.25 (-0.23%)

USD 6.99B
ZION Zions Bancorporation

+0.09 (+0.19%)

USD 6.87B

ETFs Containing CBSH

QABA First Trust NASDAQ® ABA .. 4.54 % 0.60 %

+0.40 (+0%)

USD 0.11B
KBWR Invesco KBW Regional Bank.. 3.83 % 0.35 %

+0.40 (+0%)

USD 0.05B
TMDV 1.69 % 0.00 %

N/A

N/A
FVD:XETRA First Trust Value Line Di.. 0.51 % 0.00 %

-0.17 (0%)

N/A
MUSC:CA Manulife Multifactor U.S... 0.00 % 0.62 %

N/A

CAD 3.66M

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 16.81% 77% C+ 77% C+
Dividend Return 1.52% 21% F 38% F
Total Return 18.33% 74% C 78% C+
Trailing 12 Months  
Capital Gain 35.86% 67% D+ 81% B-
Dividend Return 2.35% 19% F 38% F
Total Return 38.21% 65% D 81% B-
Trailing 5 Years  
Capital Gain 13.45% 61% D- 59% D-
Dividend Return 8.12% 13% F 29% F
Total Return 21.57% 54% F 56% F
Average Annual (5 Year Horizon)  
Capital Gain -0.03% 35% F 43% F
Dividend Return 1.41% 23% F 42% F
Total Return 1.43% 12% F 35% F
Risk Return Profile  
Volatility (Standard Deviation) 19.48% 74% C 77% C+
Risk Adjusted Return 7.22% 23% F 44% F
Market Capitalization 7.99B 98% N/A 92% A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector