DC7:F:F-Discover Financial Services (EUR)

COMMON STOCK | Credit Services |

Last Closing

USD 123

Change

+3.46 (+2.89)%

Market Cap

USD 29.33B

Volume

10.00

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE to access automated teller machines, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-09-18 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
3V6:F VISA INC. CDR

+0.10 (+0.56%)

USD 504.23B
3V64:F Visa Inc

-0.70 (-0.27%)

USD 502.80B
M4I0:F MASTERCARD INC. CDR

N/A

USD 412.90B
M4I:F Mastercard Inc

+1.25 (+0.28%)

USD 409.59B
AEC1:F American Express Company

-0.85 (-0.36%)

USD 161.66B
2PP:F PayPal Holdings Inc

+1.16 (+1.81%)

USD 65.26B
2PP0:F PAYPAL HOLDINGS INC. CDR

-0.02 (-0.60%)

USD 62.62B
CFX:F Capital One Financial Corporat..

+4.00 (+3.17%)

USD 47.35B
SFE:F Synchrony Financial

-0.40 (-0.91%)

USD 16.81B
5B4:F MITSUBISHI HC CAPITAL INC

N/A

USD 9.32B

ETFs Containing DC7:F

N/A

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 21.78% 77% C+ 80% B-
Dividend Return 2.08% 28% F 27% F
Total Return 23.86% 61% D- 72% C
Trailing 12 Months  
Capital Gain 49.05% 89% A- 88% B+
Dividend Return 3.39% 35% F 35% F
Total Return 52.45% 75% C 82% B
Trailing 5 Years  
Capital Gain 62.85% 69% C- 77% C+
Dividend Return 8.47% 48% F 32% F
Total Return 71.32% 56% F 67% D+
Average Annual (5 Year Horizon)  
Capital Gain 26.30% 87% B+ 89% A-
Dividend Return 27.78% 81% B- 83% B
Total Return 1.47% 37% F 47% F
Risk Return Profile  
Volatility (Standard Deviation) 53.40% 29% F 19% F
Risk Adjusted Return 52.02% 69% C- 71% C-
Market Capitalization 29.33B 92% A 94% A

Annual Financials (EUR)

Quarterly Financials (EUR)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.