NMIH:NSD-NMI Holdings Inc (USD)

EQUITY | Insurance - Specialty | NASDAQ Global Market

Last Closing

USD 41.07

Change

0.00 (0.00)%

Market Cap

USD 0.51B

Volume

0.42M

Analyst Target

USD 22.25
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The Company offers two types of mortgage insurance; Primary mortgage insurance and Pool insurance.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-09-14 )

Largest Industry Peers for Insurance - Specialty

Symbol Name Price(Change) Market Cap
ACT Enact Holdings Inc

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USD 5.62B
TRUP Trupanion Inc

N/A

USD 1.99B
AMSF AMERISAFE Inc

+0.09 (+0.18%)

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TIPT Tiptree Inc

+0.26 (+1.32%)

USD 0.72B
ITIC Investors Title Company

+4.84 (+2.14%)

USD 0.43B
JRVR James River Group Holdings Ltd

-0.09 (-1.35%)

USD 0.26B
ICCH ICC Holdings Inc

-0.08 (-0.35%)

USD 0.07B

ETFs Containing NMIH

NEWZ StockSnips AI-Powered Sen.. 3.69 % 0.00 %

+0.01 (+0.03%)

N/A
SMCP AlphaMark Actively Manage.. 1.08 % 0.90 %

+0.26 (+0.03%)

USD 0.03B
FYT First Trust Small Cap Val.. 0.73 % 0.70 %

+0.49 (+0.03%)

USD 0.16B
TPSC Timothy Plan US Small Cap.. 0.38 % 0.00 %

+0.31 (+0.03%)

USD 0.15B
AVSC American Century ETF Trus.. 0.38 % 0.00 %

+0.61 (+0.03%)

USD 1.24B
CSA VictoryShares US Small Ca.. 0.37 % 0.35 %

+0.57 (+0.03%)

USD 0.03B
CSF VictoryShares US Discover.. 0.37 % 0.35 %

+0.45 (+0.03%)

USD 0.04B

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Specialty) Market Performance vs. Exchange (NASDAQ Global Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 38.38% 63% D 88% B+
Dividend Return N/A N/A N/A N/A N/A
Total Return 38.38% 63% D 88% B+
Trailing 12 Months  
Capital Gain 46.26% 63% D 86% B+
Dividend Return N/A N/A N/A N/A N/A
Total Return 46.26% 63% D 86% B+
Trailing 5 Years  
Capital Gain 50.11% 50% F 73% C
Dividend Return N/A N/A N/A N/A N/A
Total Return 50.11% 38% F 71% C-
Average Annual (5 Year Horizon)  
Capital Gain 14.80% 63% D 72% C
Dividend Return 14.80% 63% D 71% C-
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 31.60% 50% F 59% D-
Risk Adjusted Return 46.85% 50% F 77% C+
Market Capitalization 0.51B 88% B+ 85% B

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Specialty) Ratio vs. Market (NASDAQ Global Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.71 75% 74%
Price/Book Ratio 1.60 63% 54%
Price / Cash Flow Ratio 9.55 63% 29%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 18.37% 100% 89%
Return on Invested Capital 16.35% 75% 85%
Return on Assets 10.46% 100% 95%
Debt to Equity Ratio 20.64% 83% 61%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.