IBOC:NGS-International Bancshares Corporation (USD)

EQUITY | Banks - Regional | Nasdaq Global Select

Last Closing

USD 60.94

Change

0.00 (0.00)%

Market Cap

USD 2.56B

Volume

0.18M

Analyst Target

USD 22.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

International Bancshares Corp is a financial holding company. The Company through its bank subsidiaries provides commercial and retail banking services through offices.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-09-14 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FITB Fifth Third Bancorp

+0.13 (+0.31%)

USD 28.44B
FCNCA First Citizens BancShares Inc

+43.82 (+2.34%)

USD 26.34B
FITBI Fifth Third Bancorp

-0.11 (-0.42%)

USD 18.36B
EWBC East West Bancorp Inc

+1.29 (+1.61%)

USD 11.02B
CBSH Commerce Bancshares Inc

+0.01 (+0.02%)

USD 7.99B
PNFP Pinnacle Financial Partners In..

+0.73 (+0.77%)

USD 7.33B
SSB SouthState Corporation

+1.03 (+1.05%)

USD 7.24B
BPOP Popular Inc

+0.64 (+0.65%)

USD 7.06B
WTFC Wintrust Financial Corporation

+1.50 (+1.41%)

USD 6.99B
ZION Zions Bancorporation

+0.17 (+0.36%)

USD 6.87B

ETFs Containing IBOC

QABA First Trust NASDAQ® ABA .. 2.15 % 0.60 %

+0.22 (+0.41%)

USD 0.11B
DGRS WisdomTree U.S. SmallCap .. 1.34 % 0.38 %

+0.61 (+0.41%)

USD 0.39B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 12.19% 70% C- 73% C
Dividend Return 2.43% 44% F 56% F
Total Return 14.62% 70% C- 74% C
Trailing 12 Months  
Capital Gain 39.90% 82% B 84% B
Dividend Return 3.03% 29% F 46% F
Total Return 42.93% 82% B 85% B
Trailing 5 Years  
Capital Gain 52.92% 86% B+ 74% C
Dividend Return 16.51% 64% D 69% C-
Total Return 69.44% 88% B+ 77% C+
Average Annual (5 Year Horizon)  
Capital Gain 14.11% 83% B 72% C
Dividend Return 17.19% 83% B 74% C
Total Return 3.07% 47% F 67% D+
Risk Return Profile  
Volatility (Standard Deviation) 27.57% 52% F 65% D
Risk Adjusted Return 62.33% 91% A- 85% B
Market Capitalization 2.56B 92% A 86% B+

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 19.20 81% 75%
Price/Book Ratio 1.45 14% 58%
Price / Cash Flow Ratio 7.79 68% 34%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 16.94% 95% 88%
Return on Invested Capital -4.71% 3% 43%
Return on Assets 2.66% 99% 77%
Debt to Equity Ratio 4.89% 97% 79%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.