UMBF:NGS-UMB Financial Corporation (USD)

EQUITY | Banks - Regional | Nasdaq Global Select

Last Closing

USD 105.12

Change

+3.21 (+3.15)%

Market Cap

USD 3.73B

Volume

0.38M

Analyst Target

USD 58.71
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

UMB Financial Corp provides banking and financial services. The Company provides banking services to commercial, retail, government and correspondent bank customers through its branches, call center, internet banking, and ATM network.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-09-13 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FITB Fifth Third Bancorp

+0.13 (+0.31%)

USD 28.44B
FCNCA First Citizens BancShares Inc

+43.82 (+2.34%)

USD 26.34B
FITBI Fifth Third Bancorp

-0.11 (-0.42%)

USD 18.36B
EWBC East West Bancorp Inc

+1.29 (+1.61%)

USD 11.02B
CBSH Commerce Bancshares Inc

+0.01 (+0.02%)

USD 7.99B
PNFP Pinnacle Financial Partners In..

+0.73 (+0.77%)

USD 7.33B
SSB SouthState Corporation

+1.03 (+1.05%)

USD 7.24B
BPOP Popular Inc

+0.64 (+0.65%)

USD 7.06B
WTFC Wintrust Financial Corporation

+1.50 (+1.41%)

USD 6.99B
ZION Zions Bancorporation

+0.17 (+0.36%)

USD 6.87B

ETFs Containing UMBF

QABA First Trust NASDAQ® ABA .. 2.86 % 0.60 %

+0.22 (+0.41%)

USD 0.11B
KBWR Invesco KBW Regional Bank.. 2.21 % 0.35 %

+0.46 (+0.41%)

USD 0.05B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 25.82% 92% A 84% B
Dividend Return 1.40% 19% F 38% F
Total Return 27.22% 93% A 84% B
Trailing 12 Months  
Capital Gain 66.15% 96% N/A 90% A-
Dividend Return 2.47% 22% F 40% F
Total Return 68.61% 96% N/A 91% A-
Trailing 5 Years  
Capital Gain 57.20% 88% B+ 76% C+
Dividend Return 10.66% 19% F 44% F
Total Return 67.86% 87% B+ 77% C+
Average Annual (5 Year Horizon)  
Capital Gain 15.19% 84% B 73% C
Dividend Return 17.10% 83% B 74% C
Total Return 1.91% 20% F 46% F
Risk Return Profile  
Volatility (Standard Deviation) 42.10% 19% F 43% F
Risk Adjusted Return 40.61% 74% C 71% C-
Market Capitalization 3.73B 94% A 88% B+

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 25.20 44% 62%
Price/Book Ratio 1.57 11% 55%
Price / Cash Flow Ratio 10.55 40% 26%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 12.51% 82% 82%
Return on Invested Capital 11.57% 73% 81%
Return on Assets 0.89% 57% 67%
Debt to Equity Ratio 12.36% 83% 69%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.