ORI:NYE-Old Republic International Corporation (USD)

EQUITY | Insurance - Property & Casualty | New York Stock Exchange

Last Closing

USD 34.54

Change

+0.23 (+0.67)%

Market Cap

USD 4.73B

Volume

1.13M

Analyst Target

USD 21.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Old Republic International Corporation is engaged in insurance underwriting and related services. It conducts its operations through General Insurance, Title Insurance, and the Republic Financial Indemnity and consumer credit indemnity Run-off Business.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-09-12 )

Largest Industry Peers for Insurance - Property & Casualty

Symbol Name Price(Change) Market Cap
PGR Progressive Corp

+0.85 (+0.33%)

USD 149.65B
ALL The Allstate Corporation

+2.26 (+1.20%)

USD 50.32B
ALL-PH The Allstate Corporation

+0.01 (+0.04%)

USD 34.66B
HIG Hartford Financial Services Gr..

+1.27 (+1.10%)

USD 33.55B
HIG-PG The Hartford Financial Service..

+0.14 (+0.56%)

USD 18.69B
AFG American Financial Group Inc

+1.85 (+1.38%)

USD 11.27B
KNSL Kinsale Capital Group Inc

-11.00 (-2.37%)

USD 10.82B
AIZ Assurant Inc

+0.68 (+0.35%)

USD 9.99B
RLI RLI Corp

+0.60 (+0.40%)

USD 6.93B
HGTY Hagerty Inc

+0.02 (+0.18%)

USD 3.91B

ETFs Containing ORI

LBAY Tidal ETF Trust - Leather.. 4.72 % 0.00 %

+0.18 (+1.04%)

USD 0.04B
UDI USCF ETF Trust 4.06 % 0.00 %

+0.31 (+1.04%)

N/A
GLRY Inspire Faithward Mid Cap.. 3.23 % 0.00 %

+0.11 (+1.04%)

USD 0.07B
MVE:AU VanEck Vectors Australian.. 2.94 % 0.00 %

-0.16 (1.04%)

USD 0.29B
FTDS First Trust Dividend Stre.. 2.15 % 0.00 %

+0.45 (+1.04%)

USD 0.02B
TQSM:CA TD Q U.S. Small-Mid-Cap E.. 2.06 % 0.00 %

+0.17 (+1.04%)

CAD 0.19B
AFMC First Trust Active Factor.. 1.17 % 0.00 %

+0.28 (+1.04%)

USD 0.01B
CUD.A:CA 0.00 % 1.48 %

N/A

N/A
DTN 0.00 % 0.38 %

N/A

N/A
SCIX 0.00 % 0.38 %

N/A

N/A
XMLV Invesco S&P MidCap Low Vo.. 0.00 % 0.25 %

+0.52 (+1.04%)

USD 0.83B

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 17.48% 54% F 81% B-
Dividend Return 2.70% 66% D+ 56% F
Total Return 20.19% 54% F 82% B
Trailing 12 Months  
Capital Gain 24.87% 50% F 81% B-
Dividend Return 3.76% 68% D+ 54% F
Total Return 28.63% 50% F 81% B-
Trailing 5 Years  
Capital Gain 52.56% 57% F 74% C
Dividend Return 35.84% 96% N/A 88% B+
Total Return 88.41% 75% C 82% B
Average Annual (5 Year Horizon)  
Capital Gain 14.18% 71% C- 77% C+
Dividend Return 22.57% 88% B+ 83% B
Total Return 8.39% 92% A 93% A
Risk Return Profile  
Volatility (Standard Deviation) 28.22% 35% F 37% F
Risk Adjusted Return 79.99% 88% B+ 91% A-
Market Capitalization 4.73B 53% F 85% B

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Property & Casualty) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.00 43% 59%
Price/Book Ratio 1.50 79% 53%
Price / Cash Flow Ratio 10.28 35% 37%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 10.73% 20% 64%
Return on Invested Capital 5.57% 48% 51%
Return on Assets 2.10% 45% 49%
Debt to Equity Ratio 18.59% 53% 81%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector