ALLY:NYE-Ally Financial Inc. (USD)

EQUITY | Credit Services | New York Stock Exchange

Last Closing

USD 42.93

Change

+0.05 (+0.12)%

Market Cap

USD 9.30B

Volume

2.30M

Analyst Target

USD 26.53
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Ally Financial Inc offers financial products and services to automotive dealers and their customers. It provides financial products and services to automotive dealers and their retail customers.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-08-27 )

Largest Industry Peers for Credit Services

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COF Capital One Financial Corporat..

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MUI BlackRock Muni Intermediate Du..

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BFH Bread Financial Holdings Inc

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ENVA Enova International Inc

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LU Lufax Holding Ltd

+0.06 (+2.76%)

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ETFs Containing ALLY

IBDW iShares Trust - iShares i.. 0.97 % 0.00 %

+0.04 (+0.24%)

USD 1.03B
IJJ iShares S&P Mid-Cap 400 V.. 0.86 % 0.25 %

+2.23 (+0.24%)

USD 7.40B
DFAT Dimensional U.S. Targeted.. 0.67 % 0.00 %

+1.34 (+0.24%)

USD 9.95B
BLV Vanguard Long-Term Bond I.. 0.00 % 0.07 %

+0.26 (+0.24%)

N/A
EZM WisdomTree U.S. MidCap Ea.. 0.00 % 0.38 %

+1.42 (+0.24%)

N/A
IVOV Vanguard S&P Mid-Cap 400 .. 0.00 % 0.20 %

+1.74 (+0.24%)

USD 0.88B
MDYV SPDR® S&P 400 Mid Cap Va.. 0.00 % 0.15 %

+1.47 (+0.24%)

N/A
RUBY:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.33 %

N/A

CAD 0.01B
XXM:CA 0.00 % 0.68 %

N/A

N/A
RUBY-U:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.00 %

N/A

N/A
BSCV Invesco BulletShares 2031.. 0.00 % 0.00 %

+0.04 (+0.24%)

USD 0.60B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 22.94% 77% C+ 88% B+
Dividend Return 2.58% 35% F 56% F
Total Return 25.52% 74% C 88% B+
Trailing 12 Months  
Capital Gain 63.42% 90% A- 96% N/A
Dividend Return 4.57% 47% F 64% D
Total Return 67.99% 90% A- 96% N/A
Trailing 5 Years  
Capital Gain 36.63% 60% D- 63% D
Dividend Return 16.26% 56% F 59% D-
Total Return 52.90% 56% F 64% D
Average Annual (5 Year Horizon)  
Capital Gain 24.13% 77% C+ 86% B+
Dividend Return 27.30% 79% B- 86% B+
Total Return 3.17% 43% F 62% D
Risk Return Profile  
Volatility (Standard Deviation) 72.87% 18% F 11% F
Risk Adjusted Return 37.46% 67% D+ 56% F
Market Capitalization 9.30B 79% B- 88% B+

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 18.48 31% 47%
Price/Book Ratio 1.13 48% 65%
Price / Cash Flow Ratio 2.80 32% 69%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 6.02% 24% 46%
Return on Invested Capital 3.05% 57% 38%
Return on Assets 0.42% 15% 27%
Debt to Equity Ratio 127.63% 54% 27%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector