OMF:NYE-OneMain Holdings Inc. (USD)

EQUITY | Credit Services | New York Stock Exchange

Last Closing

USD 44.88

Change

0.00 (0.00)%

Market Cap

USD 2.71B

Volume

2.00M

Analyst Target

USD 38.25
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

OneMain Holdings Inc is a consumer finance company providing loan products to non-prime customers. Its segments include Consumer and Insurance, Acquisitions and Servicing, and Real Estate.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-08-03 )

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ALLY Ally Financial Inc

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BFH Bread Financial Holdings Inc

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LU Lufax Holding Ltd

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ETFs Containing OMF

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Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -8.78% 16% F 18% F
Dividend Return 4.15% 77% C+ 82% B
Total Return -4.63% 15% F 20% F
Trailing 12 Months  
Capital Gain 0.63% 29% F 33% F
Dividend Return 6.82% 83% B 82% B
Total Return 7.44% 28% F 45% F
Trailing 5 Years  
Capital Gain 12.74% 54% F 53% F
Dividend Return 56.09% 100% F 97% N/A
Total Return 68.83% 80% B- 76% C+
Average Annual (5 Year Horizon)  
Capital Gain 18.31% 72% C 82% B
Dividend Return 31.09% 90% A- 89% A-
Total Return 12.77% 100% F 99% N/A
Risk Return Profile  
Volatility (Standard Deviation) 61.18% 26% F 13% F
Risk Adjusted Return 50.82% 82% B 70% C-
Market Capitalization 2.71B 75% C 81% B-

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.36 50% 75%
Price/Book Ratio 1.76 30% 47%
Price / Cash Flow Ratio 2.53 41% 71%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 19.60% 76% 83%
Return on Invested Capital 2.89% 53% 38%
Return on Assets 2.66% 70% 56%
Debt to Equity Ratio 621.88% 35% 5%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.