ducovest

CUBI:NYE-Customers Bancorp Inc (USD)

EQUITY | Banks - Regional | New York Stock Exchange

Last Closing

USD 57.5

Change

-2.81 (-4.66)%

Market Cap

USD 0.92B

Volume

0.38M

Analyst Target

USD 17.60
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Customers Bancorp Inc through its wholly owned subsidiary Customers Bank, provides financial products and services to small and middle market businesses, not-for-profits, and consumers. It also provides lending to mortgage banking businesses.

Company Website : http://customersbank.com

Currency: USD

Country : USA

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-08-02 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
USB-PH U.S. Bancorp

N/A

 USD 89.05B
USB-PP U.S. Bancorp

N/A

 USD 78.37B
USB U.S. Bancorp

N/A

 USD 73.70B
PNC PNC Financial Services Group I..

N/A

 USD 73.57B
NU Nu Holdings Ltd

N/A

 USD 65.61B
ITUB Itau Unibanco Banco Holding SA

N/A

 USD 59.52B
TFC Truist Financial Corp

N/A

 USD 56.32B
NWG Natwest Group PLC

N/A

 USD 38.39B
BBD Banco Bradesco SA ADR

N/A

 USD 28.55B
BBDO Banco Bradesco S/A ADR

N/A

 USD 28.55B

ETFs Containing CUBI

IOO iShares Global 100 ETF 1,000.00 % 0.40 %

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BNKO 10.00 % 0.00 %

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BNKZ 10.00 % 0.00 %

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KNAB 10.00 % 0.00 %

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XUFB:LSE Xtrackers MSCI USA Banks .. 8.69 % 0.00 %

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 USD 0.01B
MWO:PA Amundi FTSE EPRA/NAREIT G.. 8.07 % 0.00 %

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 USD 0.13B
LMWE:F Lyxor FTSE EPRA/NAREIT Gl.. 8.07 % 0.00 %

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LMWE:XETRA Amundi FTSE EPRA/NAREIT G.. 8.07 % 0.00 %

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 USD 0.13B
FTXO First Trust Nasdaq Bank E.. 7.68 % 0.60 %

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 USD 0.11B
FAZZ 6.23 % 0.45 %

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BNKS:LSE iShares S&P U.S. Banks 6.21 % 0.00 %

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IUS2:F iShares S&P U.S. Banks UC.. 6.16 % 0.00 %

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IUS2:XETRA iShares S&P U.S. Banks UC.. 6.16 % 0.00 %

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 USD 0.33B
RWW 6.01 % 0.46 %

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RWW 6.01 % 0.00 %

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RWW 6.01 % 0.69 %

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RWW 6.01 % 0.00 %

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RWW 6.01 % 0.46 %

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BFIN-U:CA 5.74 % 0.00 %

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RUBY-U:CA RBC U.S. Banks Yield Inde.. 4.82 % 0.00 %

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BLCN Siren Nasdaq NexGen Econo.. 4.65 % 0.68 %

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 USD 0.06B
SYV 4.46 % 0.60 %

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DIVY Tidal ETF Trust 3.66 % 0.85 %

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 USD 0.01B
MKTN:PA 3.44 % 0.00 %

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SMRN:F 3.44 % 0.00 %

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SMRN:XETRA 3.44 % 0.00 %

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BVNSC 3.44 % 0.00 %

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FINZ 2.98 % 0.95 %

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SEF ProShares Short Financial.. 2.98 % 0.95 %

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SKF ProShares UltraShort Fina.. 2.98 % 0.95 %

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HBG:CA 2.96 % 1.15 %

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HBG-U:CA 2.96 % 0.00 %

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SYE 2.82 % 0.60 %

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WTD9:F WisdomTree US Equity Inco.. 2.81 % 0.00 %

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 USD 0.06B
WTDY:F WisdomTree Issuer ICAV - .. 2.81 % 0.00 %

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 USD 1.83M
WTEU:F WisdomTree US Equity Inco.. 2.81 % 0.00 %

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 USD 0.11B
WTD9:XETRA WisdomTree Issuer ICAV - .. 2.81 % 0.00 %

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 USD 0.05B
WTDY:XETRA WisdomTree Issuer ICAV - .. 2.81 % 0.00 %

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 USD 0.85M
WTEU:XETRA WisdomTree US Equity Inco.. 2.81 % 0.00 %

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 USD 0.11B
DHS:LSE WisdomTree US Equity Inco.. 2.64 % 0.00 %

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DHSA:LSE WisdomTree US Equity Inco.. 2.64 % 0.00 %

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DHSD:LSE WisdomTree US Equity Inco.. 2.64 % 0.00 %

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DHSG:LSE WisdomTree US Equity Inco.. 2.64 % 0.00 %

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DHSP:LSE WisdomTree US Equity Inco.. 2.64 % 0.00 %

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PUD:CA 2.63 % 0.68 %

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PUD-B:CA 2.62 % 0.00 %

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RAFE PIMCO RAFI ESG U.S. ETF P.. 2.52 % 0.00 %

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 USD 0.06B
HEA:CA 2.43 % 0.00 %

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IYF iShares U.S. Financials E.. 2.37 % 0.42 %

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TWIO Spinnaker ETF Series - Tr.. 2.36 % 0.00 %

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 USD 0.03B
DHS WisdomTree U.S. High Divi.. 2.14 % 0.38 %

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RPV Invesco S&P 500® Pure Va.. 2.07 % 0.35 %

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JHMF 2.06 % 0.47 %

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FTLS First Trust Long/Short Eq.. 2.05 % 1.59 %

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 USD 1.50B
DRFU:CA Desjardins RI USA Multifa.. 1.41 % 0.57 %

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 CAD 5.97M
GGUE:XETRA UBS Global Gender Equalit.. 1.34 % 0.00 %

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 USD 0.23B
GGUE:F UBS (Irl) ETF Public Limi.. 1.34 % 0.00 %

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GENE:LSE UBS (Irl) ETF Public Limi.. 1.23 % 0.00 %

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GENG:LSE UBS (Irl) ETF plc - Globa.. 1.23 % 0.00 %

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 USD 0.05B
EXT 1.19 % 0.28 %

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PFT:PA Invesco FTSE RAFI US 1000.. 1.15 % 0.00 %

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 USD 0.53B
6PSA:F Invesco Markets III plc -.. 1.15 % 0.00 %

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 USD 0.50B
6PSA:XETRA Invesco Markets III plc -.. 1.15 % 0.00 %

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 USD 0.50B
DRFG:CA Desjardins RI Global Mult.. 1.13 % 0.00 %

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 CAD 0.01B
OEW 1.09 % 0.40 %

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GEND:LSE Amundi Global Gender Equa.. 0.89 % 0.00 %

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VOOM:XETRA Amundi Global Gender Equa.. 0.89 % 0.00 %

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 USD 0.06B
ELLE:LSE Amundi Global Gender Equa.. 0.89 % 0.00 %

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 USD 0.06B
FAZ Direxion Daily Financial .. 0.00 % 0.95 %

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PFF iShares Preferred and Inc.. 0.00 % 0.46 %

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RALS 0.00 % 0.95 %

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VAMO 0.00 % 0.64 %

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VNLA Janus Henderson Short Dur.. 0.00 % 0.35 %

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 USD 2.21B
ISMD Inspire Small/Mid Cap Imp.. 0.00 % 0.62 %

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 USD 0.19B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -0.21% 27% F 33% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -0.21% 22% F 27% F
Trailing 12 Months  
Capital Gain 39.77% 92% A 94% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 39.77% 89% A- 93% A
Trailing 5 Years  
Capital Gain 197.00% 100% F 94% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 197.00% 100% F 94% A
Average Annual (5 Year Horizon)  
Capital Gain 61.57% 99% N/A 96% N/A
Dividend Return 61.57% 99% N/A 96% N/A
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 106.04% 4% F 6% D-
Risk Adjusted Return 58.07% 92% A 77% C+
Market Capitalization 0.92B 36% F 67% D+

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.60 67% 80%
Price/Book Ratio 1.03 44% 69%
Price / Cash Flow Ratio 6.23 60% 53%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 16.02% 90% 77%
Return on Invested Capital 8.40% 70% 62%
Return on Assets 1.20% 79% 39%
Debt to Equity Ratio 91.92% 36% 40%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.