BFH:NYE-Bread Financial Holdings Inc (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 46.36

Change

-4.42 (-8.70)%

Market Cap

USD 2.52B

Volume

2.35M

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-08-02 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
V Visa Inc. Class A

N/A

USD 537.78B
MA Mastercard Inc

N/A

USD 445.40B
AXP American Express Company

N/A

USD 173.51B
COF Capital One Financial Corporat..

N/A

USD 56.11B
SYF Synchrony Financial

N/A

USD 19.86B
ALLY Ally Financial Inc

N/A

USD 12.05B
OMF OneMain Holdings Inc

N/A

USD 5.92B
MUI BlackRock Muni Intermediate Du..

N/A

USD 2.77B
ENVA Enova International Inc

N/A

USD 2.26B
LU Lufax Holding Ltd

N/A

USD 1.99B

ETFs Containing BFH

MVPA Advisor Managed Portfolio.. 5.97 % 0.00 %

N/A

USD 0.05B
PMNT:XETRA Rize Digital Payments Eco.. 2.16 % 0.00 %

N/A

USD 4.66M
PMNT:SW Rize Digital Payments Eco.. 2.16 % 0.00 %

N/A

USD 4.66M
CGV Two Roads Shared Trust 1.47 % 0.00 %

N/A

USD 0.10B
FDLS Northern Lights Fund Trus.. 1.16 % 0.00 %

N/A

USD 0.09B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 40.74% 97% N/A 97% N/A
Dividend Return 1.28% 23% F 34% F
Total Return 42.02% 97% N/A 97% N/A
Trailing 12 Months  
Capital Gain 14.36% 66% D+ 75% C
Dividend Return 2.07% 27% F 32% F
Total Return 16.43% 67% D+ 72% C
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -1.77% 51% F 30% F
Dividend Return -0.43% 44% F 25% F
Total Return 1.34% 13% F 31% F
Risk Return Profile  
Volatility (Standard Deviation) 22.70% 54% F 46% F
Risk Adjusted Return -1.89% 44% F 26% F
Market Capitalization 2.52B 63% D 69% C-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector