SYF:NYE-Synchrony Financial (USD)

EQUITY | Credit Services | New York Stock Exchange

Last Closing

USD 50.79

Change

-0.20 (-0.39)%

Market Cap

USD 28.29B

Volume

2.36M

Analyst Target

USD 23.50
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Synchrony Financial provides credit products through programs established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-07-31 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
V Visa Inc. Class A

N/A

USD 537.78B
MA Mastercard Inc

N/A

USD 445.40B
AXP American Express Company

N/A

USD 173.51B
COF Capital One Financial Corporat..

N/A

USD 56.11B
ALLY Ally Financial Inc

N/A

USD 12.05B
OMF OneMain Holdings Inc

N/A

USD 5.92B
MUI BlackRock Muni Intermediate Du..

N/A

USD 2.77B
BFH Bread Financial Holdings Inc

N/A

USD 2.76B
ENVA Enova International Inc

N/A

USD 2.26B
LU Lufax Holding Ltd

N/A

USD 1.99B

ETFs Containing SYF

BFIN:CA Brompton North American F.. 5.94 % 0.96 %

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CAD 0.05B
RDVI 2.13 % 0.00 %

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BMVP Invesco Bloomberg MVP Mul.. 2.12 % 0.00 %

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RSPF Invesco S&P 500 Equal Wei.. 1.56 % 0.00 %

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WTV WisdomTree Trust - Wisdom.. 1.19 % 0.00 %

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USD 0.35B
SDVD 1.06 % 0.00 %

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SSPY Syntax Stratified LargeCa.. 0.78 % 0.00 %

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USD 0.09B
SPES:LSE Invesco S&P 500 Equal Wei.. 0.23 % 0.00 %

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SPEX:LSE Invesco S&P 500 Equal Wei.. 0.23 % 0.00 %

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EWSP:LSE iShares S&P 500 Equal Wei.. 0.23 % 0.00 %

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CVY Invesco Zacks Multi-Asset.. 0.00 % 0.65 %

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USD 0.12B
DON WisdomTree U.S. MidCap Di.. 0.00 % 0.38 %

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FWDD 0.00 % 1.25 %

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KORP American Century Diversif.. 0.00 % 0.45 %

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USD 0.30B
RSP Invesco S&P 500® Equal W.. 0.00 % 0.20 %

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XAXD:LSE Xtrackers - MSCI AC Asia .. 0.00 % 0.00 %

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XAXJ:LSE Xtrackers MSCI AC Asia ex.. 0.00 % 0.00 %

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XDEW:LSE Xtrackers S&P 500 Equal W.. 0.00 % 0.00 %

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XDWE:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.00 %

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Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 32.99% 87% B+ 93% A
Dividend Return 1.31% 26% F 34% F
Total Return 34.30% 85% B 94% A
Trailing 12 Months  
Capital Gain 48.77% 82% B 94% A
Dividend Return 2.20% 30% F 33% F
Total Return 50.97% 82% B 94% A
Trailing 5 Years  
Capital Gain 44.87% 64% D 70% C-
Dividend Return 11.72% 39% F 45% F
Total Return 56.59% 64% D 70% C-
Average Annual (5 Year Horizon)  
Capital Gain 17.35% 70% C- 82% B
Dividend Return 19.97% 70% C- 82% B
Total Return 2.61% 32% F 55% F
Risk Return Profile  
Volatility (Standard Deviation) 53.04% 35% F 16% F
Risk Adjusted Return 37.64% 68% D+ 57% F
Market Capitalization 28.29B 83% B 91% A-

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.60 56% 85%
Price/Book Ratio 1.25 43% 60%
Price / Cash Flow Ratio 2.30 45% 72%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 20.78% 79% 85%
Return on Invested Capital 7.86% 67% 60%
Return on Assets 2.62% 64% 55%
Debt to Equity Ratio 114.95% 58% 30%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.