SYF:NYE-Synchrony Financial (USD)

EQUITY | Credit Services | New York Stock Exchange

Last Closing

USD 48.09

Change

-0.36 (-0.74)%

Market Cap

USD 28.29B

Volume

3.27M

Analyst Target

USD 23.50
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Synchrony Financial provides credit products through programs established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-07-10 )

Largest Industry Peers for Credit Services

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MUI BlackRock Muni Intermediate Du..

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BFH Bread Financial Holdings Inc

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AGM Federal Agricultural Mortgage

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ETFs Containing SYF

BFIN:CA Brompton North American F.. 5.83 % 0.96 %

N/A

CAD 0.05B
XAXD:SW Xtrackers MSCI AC Asia ex.. 5.48 % 0.00 %

-0.05 (1.33%)

USD 0.35B
DVLU First Trust Dorsey Wright.. 3.04 % 0.60 %

+0.22 (+1.33%)

USD 0.03B
RDVY First Trust Rising Divide.. 2.23 % 0.50 %

+0.33 (+1.33%)

USD 11.25B
RDVI 2.13 % 0.00 %

N/A

N/A
BMVP Invesco Bloomberg MVP Mul.. 2.12 % 0.00 %

+0.15 (+1.33%)

N/A
RSPF Invesco S&P 500 Equal Wei.. 1.56 % 0.00 %

+0.87 (+1.33%)

N/A
FHG:CA First Trust AlphaDEX US I.. 1.50 % 0.76 %

N/A

CAD 0.03B
FXR First Trust Industrials/P.. 1.26 % 0.62 %

+0.36 (+1.33%)

USD 1.91B
WTV WisdomTree Trust - Wisdom.. 1.26 % 0.00 %

+0.59 (+1.33%)

USD 0.33B
CVY Invesco Zacks Multi-Asset.. 1.14 % 0.65 %

+0.31 (+1.33%)

USD 0.12B
SDVD 1.06 % 0.00 %

N/A

N/A
UMI:CA 0.80 % 0.41 %

N/A

N/A
FEX:LSE First Trust US Large Cap .. 0.47 % 0.00 %

+45.00 (+1.33%)

USD 0.18B
FEXD:LSE First Trust US Large Cap .. 0.47 % 0.00 %

+41.00 (+1.33%)

USD 0.04B
FEXU:LSE First Trust Global Funds .. 0.47 % 0.00 %

+0.40 (+1.33%)

USD 0.18B
JPUS JPMorgan Diversified Retu.. 0.43 % 0.19 %

+0.62 (+1.33%)

USD 0.42B
RSP Invesco S&P 500® Equal W.. 0.24 % 0.20 %

+0.82 (+1.33%)

N/A
SPES:LSE Invesco S&P 500 Equal Wei.. 0.23 % 0.00 %

+28.00 (+1.33%)

N/A
SPEX:LSE Invesco S&P 500 Equal Wei.. 0.23 % 0.00 %

+26.50 (+1.33%)

N/A
ISPE:LSE iShares S&P 500 Equal Wei.. 0.23 % 0.00 %

+0.03 (+1.33%)

USD 0.43B
EWSP:LSE iShares S&P 500 Equal Wei.. 0.23 % 0.00 %

-1.31 (1.33%)

N/A
SP2D:XETRA Invesco S&P 500 Equal Wei.. 0.22 % 0.00 %

+0.30 (+1.33%)

USD 0.21B
SP2Q:XETRA Invesco S&P 500 Equal Wei.. 0.22 % 0.00 %

+0.33 (+1.33%)

USD 0.39B
XDEW:F Xtrackers (IE) Public Lim.. 0.22 % 0.00 %

+0.20 (+1.33%)

USD 5.77B
XDEW:XETRA Xtrackers S&P 500 Equal W.. 0.22 % 0.00 %

+0.73 (+1.33%)

USD 2.73B
XDEE:XETRA Xtrackers S&P 500 Equal W.. 0.22 % 0.00 %

+0.06 (+1.33%)

USD 6.58B
XDED:XETRA Xtrackers S&P 500 Equal W.. 0.22 % 0.00 %

+0.58 (+1.33%)

USD 6.24B
XDEW:SW Xtrackers S&P 500 Equal W.. 0.22 % 0.00 %

+0.40 (+1.33%)

USD 5.81B
DON WisdomTree U.S. MidCap Di.. 0.00 % 0.38 %

+0.33 (+1.33%)

N/A
FAB First Trust Multi Cap Val.. 0.00 % 0.70 %

+0.81 (+1.33%)

USD 0.14B
FEX First Trust Large Cap Cor.. 0.00 % 0.61 %

+0.38 (+1.33%)

USD 1.22B
FTA First Trust Large Cap Val.. 0.00 % 0.61 %

+0.80 (+1.33%)

USD 1.20B
FWDD 0.00 % 1.25 %

N/A

N/A
KORP American Century Diversif.. 0.00 % 0.45 %

+0.03 (+1.33%)

USD 0.26B
SSPY Syntax Stratified LargeCa.. 0.00 % 0.00 %

+0.39 (+1.33%)

USD 0.09B
HDGE:CA Accelerate Absolute Retur.. 0.00 % 0.00 %

+0.09 (+1.33%)

CAD 0.03B
XAXD:LSE Xtrackers - MSCI AC Asia .. 0.00 % 0.00 %

-0.16 (1.33%)

N/A
XAXJ:LSE Xtrackers MSCI AC Asia ex.. 0.00 % 0.00 %

-5.00 (1.33%)

N/A
XDEW:LSE Xtrackers S&P 500 Equal W.. 0.00 % 0.00 %

+0.46 (+1.33%)

N/A
XDWE:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.00 %

+51.00 (+1.33%)

N/A

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 25.92% 93% A 92% A
Dividend Return 1.31% 25% F 36% F
Total Return 27.23% 90% A- 92% A
Trailing 12 Months  
Capital Gain 37.91% 90% A- 91% A-
Dividend Return 2.87% 32% F 43% F
Total Return 40.78% 90% A- 91% A-
Trailing 5 Years  
Capital Gain 33.73% 62% D 67% D+
Dividend Return 12.04% 37% F 47% F
Total Return 45.77% 62% D 68% D+
Average Annual (5 Year Horizon)  
Capital Gain 16.34% 70% C- 81% B-
Dividend Return 18.95% 70% C- 81% B-
Total Return 2.61% 32% F 55% F
Risk Return Profile  
Volatility (Standard Deviation) 53.40% 38% F 16% F
Risk Adjusted Return 35.49% 68% D+ 57% F
Market Capitalization 28.29B 84% B 89% A-

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.60 63% 86%
Price/Book Ratio 1.25 40% 61%
Price / Cash Flow Ratio 2.21 50% 74%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 20.58% 80% 83%
Return on Invested Capital 7.86% 61% 57%
Return on Assets 2.56% 63% 51%
Debt to Equity Ratio 114.95% 65% 30%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.