FIBK:NGS-First Interstate BancSystem Inc. (USD)

EQUITY | Banks - Regional | Nasdaq Global Select

Last Closing

USD 28.61

Change

+0.90 (+3.25)%

Market Cap

USD 1.65B

Volume

0.42M

Analyst Target

USD 35.71
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

First Interstate BancSystem Inc is a financial and bank holding company, which through its subsidiary bank, delivers banking products and services to individuals, businesses, municipalities and other entities throughout its market areas.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-07-10 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FITB Fifth Third Bancorp

-0.31 (-0.72%)

USD 29.54B
FCNCA First Citizens BancShares Inc

-20.81 (-1.08%)

USD 27.22B
HBAN Huntington Bancshares Incorpor..

-0.08 (-0.52%)

USD 22.88B
FITBI Fifth Third Bancorp

-0.02 (-0.08%)

USD 17.96B
CBSH Commerce Bancshares Inc

-0.15 (-0.24%)

USD 8.16B
PNFP Pinnacle Financial Partners In..

-0.81 (-0.77%)

USD 8.08B
ZION Zions Bancorporation

-0.28 (-0.54%)

USD 7.81B
WTFC Wintrust Financial Corporation

-1.10 (-0.96%)

USD 7.60B
SSB SouthState Corporation

-1.77 (-1.82%)

USD 7.44B
GGAL Grupo Financiero Galicia SA AD..

-0.18 (-0.35%)

USD 7.42B

ETFs Containing FIBK

KBE SPDR® S&P Bank ETF 0.00 % 0.35 %

-0.40 (-0.56%)

N/A
PEY Invesco High Yield Equity.. 0.00 % 0.53 %

-0.12 (-0.56%)

USD 1.22B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -6.96% 48% F 43% F
Dividend Return 3.06% 81% B- 76% C+
Total Return -3.90% 52% F 46% F
Trailing 12 Months  
Capital Gain 17.45% 71% C- 78% C+
Dividend Return 7.72% 93% A 88% B+
Total Return 25.16% 78% C+ 82% B
Trailing 5 Years  
Capital Gain -27.42% 22% F 38% F
Dividend Return 23.31% 94% A 85% B
Total Return -4.11% 36% F 46% F
Average Annual (5 Year Horizon)  
Capital Gain -4.10% 20% F 34% F
Dividend Return 0.86% 28% F 43% F
Total Return 4.96% 93% A 85% B
Risk Return Profile  
Volatility (Standard Deviation) 27.47% 52% F 66% D+
Risk Adjusted Return 3.14% 26% F 42% F
Market Capitalization 1.65B 89% A- 84% B

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 17.50 46% 67%
Price/Book Ratio 0.79 58% 78%
Price / Cash Flow Ratio 6.83 69% 34%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 8.15% 42% 72%
Return on Invested Capital 3.65% 42% 66%
Return on Assets 0.84% 48% 66%
Debt to Equity Ratio 8.77% 91% 72%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.