CBU:NYE-Community Bank System Inc. (USD)

EQUITY | Banks - Regional | New York Stock Exchange

Last Closing

USD 45.86

Change

0.00 (0.00)%

Market Cap

USD 2.49B

Volume

0.24M

Analyst Target

USD 61.30
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Community Bank System Inc is a single bank holding company. The Bank operates as a community bank and engages in banking, employee benefit services and wealth management services.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-07-07 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
USB-PH U.S. Bancorp

+0.01 (+0.02%)

USD 89.87B
USB-PP U.S. Bancorp

-0.04 (-0.16%)

USD 78.40B
PNC PNC Financial Services Group I..

+3.87 (+2.17%)

USD 71.31B
NU Nu Holdings Ltd

+0.13 (+0.99%)

USD 70.88B
USB U.S. Bancorp

+0.72 (+1.64%)

USD 69.05B
ITUB Itau Unibanco Banco Holding SA

+0.06 (+0.94%)

USD 61.18B
TFC Truist Financial Corp

+0.90 (+2.17%)

USD 56.22B
BSBR Banco Santander Brasil SA ADR

+0.05 (+0.95%)

USD 39.99B
NWG Natwest Group PLC

+0.44 (+5.02%)

USD 37.93B
MTB M&T Bank Corporation

+6.40 (+3.71%)

USD 29.30B

ETFs Containing CBU

SMCO Hilton Small-MidCap Oppor.. 2.06 % 0.00 %

+0.27 (+1.09%)

USD 0.06B
SMLV SPDR® SSGA US Small Cap .. 1.53 % 0.12 %

+1.62 (+1.09%)

USD 0.19B
KBE SPDR® S&P Bank ETF 0.00 % 0.35 %

+0.95 (+1.09%)

N/A
SBB ProShares Short SmallCap6.. 0.00 % 0.95 %

-0.22 (1.09%)

N/A
SDD ProShares UltraShort Smal.. 0.00 % 0.95 %

-0.48 (1.09%)

N/A

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -11.99% 20% F 15% F
Dividend Return 1.73% 31% F 46% F
Total Return -10.27% 21% F 16% F
Trailing 12 Months  
Capital Gain 3.45% 21% F 44% F
Dividend Return 2.03% 13% F 31% F
Total Return 5.48% 16% F 38% F
Trailing 5 Years  
Capital Gain -30.05% 20% F 19% F
Dividend Return 11.74% 29% F 46% F
Total Return -18.30% 27% F 20% F
Average Annual (5 Year Horizon)  
Capital Gain -5.82% 17% F 16% F
Dividend Return -3.44% 12% F 14% F
Total Return 2.38% 22% F 52% F
Risk Return Profile  
Volatility (Standard Deviation) 20.46% 70% C- 51% F
Risk Adjusted Return -16.81% 13% F 19% F
Market Capitalization 2.49B 37% F 66% D+

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 25.20 21% 58%
Price/Book Ratio 1.33 29% 58%
Price / Cash Flow Ratio 10.59 20% 36%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 10.15% 59% 58%
Return on Invested Capital -1.76% 15% 19%
Return on Assets 1.07% 66% 33%
Debt to Equity Ratio 24.01% 72% 78%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector