SNFCA:NSD-Security National Financial Corporation Class A Common Stock (USD)

EQUITY | Mortgage Finance | NASDAQ Global Market

Last Closing

USD 7.67

Change

-0.44 (-5.43)%

Market Cap

USD 0.10B

Volume

0.06M

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Security National Financial Corp and its subsidiaries operate in three business segments: life insurance, cemetery & mortuary and mortgage loans.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-07-05 )

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VEL Velocity Financial Llc

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MABHF Mortgage Advice Bureau (Holdin..

N/A

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BETR Better Home & Finance Holding ..

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ONIT Onity Group Inc.

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CNF CNFinance Holdings Ltd

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ETFs Containing SNFCA

N/A

Market Performance

  Market Performance vs. Industry/Classification (Mortgage Finance) Market Performance vs. Exchange (NASDAQ Global Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -10.52% 54% F 17% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -10.52% 46% F 15% F
Trailing 12 Months  
Capital Gain -7.64% 42% F 20% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -7.64% 33% F 18% F
Trailing 5 Years  
Capital Gain 74.10% 86% B+ 83% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 74.10% 71% C- 80% B-
Average Annual (5 Year Horizon)  
Capital Gain 16.28% 62% D 81% B-
Dividend Return 16.28% 62% D 78% C+
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 30.05% 77% C+ 35% F
Risk Adjusted Return 54.18% 85% B 75% C
Market Capitalization 0.10B 29% F 32% F

Key Financial Ratios

  Ratio vs. Industry/Classification (Mortgage Finance) Ratio vs. Market (NASDAQ Global Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 6.60 62% 80%
Price/Book Ratio 0.51 85% 93%
Price / Cash Flow Ratio 3.42 43% 69%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 6.72% 77% 44%
Return on Invested Capital 4.14% 60% 39%
Return on Assets 1.25% 46% 36%
Debt to Equity Ratio 31.26% 100% 72%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.