FBP:NYE-First BanCorp. (USD)

EQUITY | Banks - Regional | New York Stock Exchange

Last Closing

USD 18.29

Change

0.00 (0.00)%

Market Cap

USD 1.43B

Volume

1.57M

Analyst Target

USD 8.75
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

First BanCorp is a financial holding company. The Company provides financial services and products for retail, commercial and institutional clients with operations in Puerto Rico, the United States and the USVI and BVI.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-06-30 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
HDB HDFC Bank Limited ADR

+2.87 (+4.48%)

USD 163.14B
IBN ICICI Bank Limited

-0.13 (-0.45%)

USD 97.66B
USB-PH U.S. Bancorp

+0.12 (+0.56%)

USD 90.04B
USB-PP U.S. Bancorp

+0.18 (+0.78%)

USD 74.17B
USB U.S. Bancorp

+0.73 (+1.86%)

USD 61.95B
PNC PNC Financial Services Group I..

+2.70 (+1.73%)

USD 61.64B
NU Nu Holdings Ltd

-0.01 (-0.08%)

USD 61.63B
ITUB Itau Unibanco Banco Holding SA

+0.06 (+1.05%)

USD 57.19B
TFC Truist Financial Corp

+0.31 (+0.79%)

USD 51.99B
MFG Mizuho Financial Group Inc.

+0.07 (+1.64%)

USD 49.43B

ETFs Containing FBP

KBWR Invesco KBW Regional Bank.. 2.05 % 0.35 %

+0.43 (+0.87%)

USD 0.05B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 11.19% 88% B+ 79% B-
Dividend Return 1.95% 36% F 53% F
Total Return 13.13% 86% B+ 79% B-
Trailing 12 Months  
Capital Gain 49.67% 89% A- 94% A
Dividend Return 4.91% 44% F 68% D+
Total Return 54.58% 89% A- 94% A
Trailing 5 Years  
Capital Gain 69.20% 93% A 81% B-
Dividend Return 17.85% 71% C- 67% D+
Total Return 87.05% 93% A 83% B
Average Annual (5 Year Horizon)  
Capital Gain 28.63% 97% N/A 89% A-
Dividend Return 32.07% 97% N/A 90% A-
Total Return 3.44% 46% F 66% D+
Risk Return Profile  
Volatility (Standard Deviation) 60.72% 9% A- 13% F
Risk Adjusted Return 52.82% 91% A- 75% C
Market Capitalization 1.43B 44% F 70% C-

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 16.50 43% 74%
Price/Book Ratio 1.85 16% 45%
Price / Cash Flow Ratio 8.44 30% 44%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 21.18% 96% 84%
Return on Invested Capital 44.34% 100% 97%
Return on Assets 1.61% 88% 40%
Debt to Equity Ratio 44.18% 53% 64%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.