PFSI:NYE-PennyMac Financial Services Inc. Class A (USD)

EQUITY | Mortgage Finance | New York Stock Exchange

Last Closing

USD 94.6

Change

0.00 (0.00)%

Market Cap

USD 0.38B

Volume

1.39M

Analyst Target

USD 67.86
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

PennyMac Financial Services Inc is a specialty financial services company. The Company is engaged in the production and servicing of U.S. residential mortgage loans and the management of investments related to U.S. residential mortgage market.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-06-29 )

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ETFs Containing PFSI

QSML WisdomTree U.S. SmallCap .. 0.73 % 0.00 %

-0.21 (-0.84%)

USD 1.31M
WTED:F WisdomTree Emerging Marke.. 0.70 % 0.00 %

N/A

USD 0.04B
DGSE:SW WisdomTree Emerging Marke.. 0.70 % 0.00 %

+0.19 (+-0.84%)

USD 0.04B
DGSD:LSE WisdomTree Emerging Marke.. 0.00 % 0.00 %

+0.10 (+-0.84%)

USD 0.04B
DGSE:LSE WisdomTree Issuer ICAV - .. 0.00 % 0.00 %

+4.88 (+-0.84%)

USD 0.04B
WTED:XETRA WisdomTree Emerging Marke.. 0.00 % 0.00 %

-0.04 (-0.84%)

USD 0.04B

Market Performance

  Market Performance vs. Industry/Classification (Mortgage Finance) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 7.05% 92% A 69% C-
Dividend Return 0.45% 20% F 10% F
Total Return 7.50% 83% B 64% D
Trailing 12 Months  
Capital Gain 34.55% 73% C 90% A-
Dividend Return 1.14% 20% F 15% F
Total Return 35.68% 64% D 89% A-
Trailing 5 Years  
Capital Gain 316.01% 100% F 97% N/A
Dividend Return 16.97% 50% F 65% D
Total Return 332.98% 100% F 97% N/A
Average Annual (5 Year Horizon)  
Capital Gain 34.49% 80% B- 91% A-
Dividend Return 36.14% 80% B- 91% A-
Total Return 1.66% 40% F 39% F
Risk Return Profile  
Volatility (Standard Deviation) 45.39% 40% F 20% F
Risk Adjusted Return 79.63% 100% F 93% A
Market Capitalization 0.38B 85% B 75% C

Key Financial Ratios

  Ratio vs. Industry/Classification (Mortgage Finance) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 6.70 42% 21%
Price/Book Ratio 1.25 50% 61%
Price / Cash Flow Ratio -2.98 77% 89%
Price/Free Cash Flow Ratio 40.04 25% 4%
Management Effectiveness  
Return on Equity 4.37% 58% 38%
Return on Invested Capital 4.17% 64% 39%
Return on Assets 0.77% 33% 29%
Debt to Equity Ratio 274.99% 73% 11%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.