CBU:NYE-Community Bank System Inc. (USD)

EQUITY | Banks - Regional | New York Stock Exchange

Last Closing

USD 47.21

Change

0.00 (0.00)%

Market Cap

USD 2.49B

Volume

1.12M

Analyst Target

USD 61.30
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Community Bank System Inc is a single bank holding company. The Bank operates as a community bank and engages in banking, employee benefit services and wealth management services.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-06-29 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
HDB HDFC Bank Limited ADR

-0.23 (-0.36%)

USD 163.14B
IBN ICICI Bank Limited

N/A

USD 97.66B
USB-PH U.S. Bancorp

+0.15 (+0.71%)

USD 90.04B
USB-PP U.S. Bancorp

-0.15 (-0.65%)

USD 74.17B
USB U.S. Bancorp

-0.46 (-1.16%)

USD 61.95B
PNC PNC Financial Services Group I..

+0.66 (+0.42%)

USD 61.64B
NU Nu Holdings Ltd

-0.53 (-4.11%)

USD 61.63B
ITUB Itau Unibanco Banco Holding SA

-0.11 (-1.88%)

USD 57.19B
TFC Truist Financial Corp

+0.40 (+1.03%)

USD 51.99B
MFG Mizuho Financial Group Inc.

+0.04 (+0.95%)

USD 49.43B

ETFs Containing CBU

SMLV SPDR® SSGA US Small Cap .. 1.36 % 0.12 %

-0.68 (-0.62%)

USD 0.17B
SBB ProShares Short SmallCap6.. 0.00 % 0.95 %

+0.14 (+-0.62%)

USD 5.85M
SDD ProShares UltraShort Smal.. 0.00 % 0.95 %

+0.31 (+-0.62%)

USD 2.54M

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -9.40% 25% F 17% F
Dividend Return 1.73% 31% F 48% F
Total Return -7.68% 25% F 18% F
Trailing 12 Months  
Capital Gain 0.70% 21% F 37% F
Dividend Return 1.92% 9% A- 29% F
Total Return 2.62% 16% F 32% F
Trailing 5 Years  
Capital Gain -28.07% 22% F 21% F
Dividend Return 11.73% 29% F 46% F
Total Return -16.33% 25% F 20% F
Average Annual (5 Year Horizon)  
Capital Gain -5.90% 20% F 15% F
Dividend Return -3.51% 16% F 13% F
Total Return 2.38% 26% F 52% F
Risk Return Profile  
Volatility (Standard Deviation) 20.47% 66% D+ 51% F
Risk Adjusted Return -17.16% 17% F 20% F
Market Capitalization 2.49B 37% F 66% D+

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 25.20 22% 61%
Price/Book Ratio 1.33 29% 58%
Price / Cash Flow Ratio 10.12 21% 38%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 10.15% 59% 58%
Return on Invested Capital -1.76% 15% 19%
Return on Assets 1.07% 66% 33%
Debt to Equity Ratio 24.01% 72% 78%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector