EMYB:OTCQX-Embassy Bancorp Inc (USD)

COMMON STOCK | Banks - Regional | OTCQX Marketplace

Last Closing

USD 13.48

Change

0.00 (0.00)%

Market Cap

USD 0.10B

Volume

N/A

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Embassy Bancorp Inc is a bank holding company, which owns and operates community bank. It offers commercial and retail financial services, including the taking of time, savings and demand deposits; the making of commercial, consumer and home equity loans.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-06-25 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
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CIHKY China Merchants Bank Co Ltd

+0.02 (+0.09%)

USD 116.78B
SBKFF State Bank of India

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USD 85.82B
DBSDY DBS Group Holdings Ltd ADR

+1.07 (+1.02%)

USD 74.68B
DBSDF DBS Group Holdings Ltd

+0.68 (+2.60%)

USD 73.21B
BNPQY BNP Paribas SA ADR

-0.11 (-0.34%)

USD 72.62B
BNPQF BNP Paribas SA

-1.09 (-1.68%)

USD 72.20B
PBCRF PT Bank Central Asia Tbk

N/A

USD 70.72B
PBCRY Bank Central Asia Tbk PT ADR

N/A

USD 69.58B
IITSF Intesa Sanpaolo S.p.A

N/A

USD 68.56B

ETFs Containing EMYB

SMIN 1.04 % 0.00 %

N/A

N/A
EEMS iShares MSCI Emerging Mar.. 0.00 % 0.67 %

+0.12 (+0%)

USD 0.40B
EUNI:F iShares III Public Limite.. 0.00 % 0.00 %

-0.64 (0%)

USD 0.47B
SPYX:F SSgA SPDR ETFs Europe I P.. 0.00 % 0.00 %

+0.02 (+0%)

USD 0.30B
EUNI:XETRA iShares MSCI Emerging Mar.. 0.00 % 0.00 %

-0.51 (0%)

USD 0.47B
SPYX:XETRA SSgA SPDR ETFs Europe I P.. 0.00 % 0.00 %

-0.20 (0%)

USD 0.30B
IEMS:SW iShares MSCI EM Small Cap.. 0.00 % 0.00 %

-1.31 (0%)

USD 0.52B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (OTCQX Marketplace)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -8.30% 26% F 41% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -8.30% 23% F 39% F
Trailing 12 Months  
Capital Gain -4.87% 34% F 54% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -4.87% 31% F 52% F
Trailing 5 Years  
Capital Gain -18.30% 35% F 56% F
Dividend Return 2.55% 8% B- 9% A-
Total Return -15.76% 28% F 53% F
Average Annual (5 Year Horizon)  
Capital Gain 2.45% 44% F 44% F
Dividend Return 2.89% 37% F 40% F
Total Return 0.44% 8% B- 11% F
Risk Return Profile  
Volatility (Standard Deviation) 30.99% 35% F 70% C-
Risk Adjusted Return 9.34% 36% F 43% F
Market Capitalization 0.10B 56% F 56% F

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector