CFG:NYE-Citizens Financial Group Inc. (USD)

EQUITY | Banks - Regional | New York Stock Exchange

Last Closing

USD 34.07

Change

0.00 (0.00)%

Market Cap

USD 16.42B

Volume

3.16M

Analyst Target

USD 30.16
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Citizens Financial Group Inc is a bank holding company. The Company through its subsidiaries, provides retail and commercial banking products and services. Its business segments are Consumer Banking and Commercial Banking.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-06-16 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
USB-PH U.S. Bancorp

+0.02 (+0.07%)

USD 90.57B
USB-PP U.S. Bancorp

N/A

USD 78.75B
PNC PNC Financial Services Group I..

+1.55 (+0.85%)

USD 73.39B
USB U.S. Bancorp

+0.55 (+1.23%)

USD 71.56B
NU Nu Holdings Ltd

-0.96 (-6.50%)

USD 70.88B
ITUB Itau Unibanco Banco Holding SA

+0.15 (+2.27%)

USD 61.27B
TFC Truist Financial Corp

+0.60 (+1.44%)

USD 56.22B
BSBR Banco Santander Brasil SA ADR

+0.06 (+1.13%)

USD 41.85B
NWG Natwest Group PLC

+0.31 (+3.40%)

USD 37.93B
MTB M&T Bank Corporation

+2.62 (+1.52%)

USD 29.99B

ETFs Containing CFG

CALL-U:CA Evolve US Banks Enhanced .. 6.71 % 0.00 %

N/A

N/A
ZBK:CA BMO Equal Weight US Banks.. 6.68 % 0.37 %

+0.44 (+0%)

CAD 0.72B
ZWK:CA BMO Covered Call US Banks.. 6.54 % 0.00 %

+0.25 (+0%)

CAD 0.35B
HUBL-U:CA Harvest US Bank Leaders I.. 6.51 % 0.00 %

N/A

N/A
CALL-B:CA Evolve US Banks Enhanced .. 6.29 % 0.00 %

N/A

N/A
IUS2:XETRA iShares S&P U.S. Banks UC.. 4.16 % 0.00 %

+0.05 (+0%)

USD 0.33B
EXX5:XETRA iShares Dow Jones U.S. Se.. 1.87 % 0.00 %

+0.12 (+0%)

USD 0.37B
DPST Direxion Daily Regional B.. 1.58 % 1.02 %

+2.89 (+0%)

USD 0.88B
SPES:LSE Invesco S&P 500 Equal Wei.. 0.23 % 0.00 %

-3.25 (0%)

N/A
SPEX:LSE Invesco S&P 500 Equal Wei.. 0.23 % 0.00 %

-1.25 (0%)

N/A
FBU:CA 0.00 % 0.84 %

N/A

N/A
IAT iShares U.S. Regional Ban.. 0.00 % 0.42 %

+0.60 (+0%)

N/A
KRE SPDR® S&P Regional Banki.. 0.00 % 0.35 %

+0.61 (+0%)

N/A
FTXO First Trust Nasdaq Bank E.. 0.00 % 0.60 %

+0.25 (+0%)

USD 0.11B
HUBL:CA Harvest US Bank Leaders I.. 0.00 % 1.57 %

+0.20 (+0%)

CAD 0.12B
BNKS:LSE iShares S&P U.S. Banks ET.. 0.00 % 0.00 %

+0.06 (+0%)

N/A
RSP Invesco S&P 500® Equal W.. 0.00 % 0.20 %

+1.48 (+0%)

N/A
SDOG ALPS Sector Dividend Dogs.. 0.00 % 0.40 %

+0.55 (+0%)

USD 1.23B
WDRW 0.00 % 0.99 %

N/A

N/A
CALL:CA Evolve US Banks Enhanced .. 0.00 % 0.68 %

+0.18 (+0%)

CAD 0.09B
EXX5:F iShares Dow Jones U.S. Se.. 0.00 % 0.00 %

+0.01 (+0%)

N/A
IUS2:F iShares S&P U.S. Banks UC.. 0.00 % 0.00 %

+0.06 (+0%)

N/A
TPHG:LSE Amundi Index Solutions - .. 0.00 % 0.00 %

+274.00 (+0%)

USD 7.51M
TPHU:LSE Amundi Japan Topix UCITS .. 0.00 % 0.00 %

+3.07 (+0%)

USD 0.02B
TPXG:LSE Amundi Index Solutions - .. 0.00 % 0.00 %

+169.00 (+0%)

USD 20.51B
TPXU:LSE Amundi Index Solutions - .. 0.00 % 0.00 %

+2.77 (+0%)

USD 20.51B
JHCB John Hancock Exchange-Tra.. 0.00 % 0.00 %

-0.11 (0%)

USD 0.06B
JHMB John Hancock Exchange-Tra.. 0.00 % 0.00 %

-0.09 (0%)

USD 0.05B
BSMC 0.00 % 0.00 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 2.81% 73% C 55% F
Dividend Return 2.53% 58% F 70% C-
Total Return 5.34% 70% C- 59% D-
Trailing 12 Months  
Capital Gain 24.98% 82% B 85% B
Dividend Return 6.16% 64% D 77% C+
Total Return 31.14% 85% B 87% B+
Trailing 5 Years  
Capital Gain -3.46% 59% D- 42% F
Dividend Return 22.61% 88% B+ 78% C+
Total Return 19.16% 67% D+ 47% F
Average Annual (5 Year Horizon)  
Capital Gain 6.65% 70% C- 63% D
Dividend Return 11.13% 74% C 68% D+
Total Return 4.48% 75% C 77% C+
Risk Return Profile  
Volatility (Standard Deviation) 46.50% 16% F 20% F
Risk Adjusted Return 23.93% 59% D- 47% F
Market Capitalization 16.42B 78% C+ 88% B+

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 17.30 29% 68%
Price/Book Ratio 0.68 87% 89%
Price / Cash Flow Ratio 5.26 59% 60%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 5.97% 18% 42%
Return on Invested Capital -1.19% 18% 21%
Return on Assets 0.65% 28% 27%
Debt to Equity Ratio 55.32% 46% 58%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.