MGYR:NSD-Magyar Bancorp Inc. (USD)

EQUITY | Banks - Regional | NASDAQ Global Market

Last Closing

USD 10.9709

Change

0.00 (0.00)%

Market Cap

USD 0.06B

Volume

1.21K

Analyst Target

USD 13.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Magyar Bancorp Inc through Magyar Bank is engaged in attracting retail deposits from the general public and investing those deposits together with funds generated from operations in loans and investment securities.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-06-16 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FITB Fifth Third Bancorp

-0.73 (-1.99%)

USD 24.61B
FCNCA First Citizens BancShares Inc

-7.08 (-0.43%)

USD 23.66B
FITBI Fifth Third Bancorp

-0.09 (-0.34%)

USD 18.23B
HBAN Huntington Bancshares Incorpor..

-0.23 (-1.77%)

USD 17.96B
EWBC East West Bancorp Inc

-1.08 (-1.48%)

USD 9.90B
CBSH Commerce Bancshares Inc

-0.16 (-0.30%)

USD 6.92B
GGAL Grupo Financiero Galicia SA AD..

+0.45 (+1.38%)

USD 6.72B
BPOP Popular Inc

-0.68 (-0.78%)

USD 6.13B
ZION Zions Bancorporation

-0.46 (-1.08%)

USD 6.09B
PNFP Pinnacle Financial Partners In..

-1.09 (-1.41%)

USD 5.89B

ETFs Containing MGYR

RIZF:XETRA Rize Sustainable Future o.. 3.26 % 0.00 %

-0.03 (0.42%)

USD 0.15B
RIZF:F Rize Sustainable Future o.. 3.26 % 0.00 %

-0.03 (0.42%)

USD 0.14B
ESSN:SW Rize Sustainable Future o.. 3.26 % 0.00 %

+0.01 (+0.42%)

USD 0.13B
FOGB:LSE Rize Sustainable Future o.. 3.10 % 0.00 %

-2.93 (0.42%)

USD 0.13B
FOOD:LSE Rize Sustainable Future o.. 3.07 % 0.00 %

-0.04 (0.42%)

USD 0.13B
GXF 0.00 % 0.58 %

N/A

N/A
NORW Global X MSCI Norway ETF 0.00 % 0.50 %

-0.22 (0.42%)

USD 0.05B
SGQG:LSE 0.00 % 0.00 %

N/A

N/A
JHID John Hancock Exchange-Tra.. 0.00 % 0.00 %

-0.01 (0.42%)

USD 8.00M

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (NASDAQ Global Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -2.31% 73% C 49% F
Dividend Return 0.89% 16% F 36% F
Total Return -1.42% 72% C 49% F
Trailing 12 Months  
Capital Gain -0.36% 43% F 53% F
Dividend Return 2.18% 18% F 34% F
Total Return 1.82% 39% F 53% F
Trailing 5 Years  
Capital Gain -9.33% 56% F 49% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -9.33% 34% F 42% F
Average Annual (5 Year Horizon)  
Capital Gain 1.52% 50% F 49% F
Dividend Return 2.18% 38% F 47% F
Total Return 0.66% 7% C- 19% F
Risk Return Profile  
Volatility (Standard Deviation) 24.11% 63% D 71% C-
Risk Adjusted Return 9.05% 35% F 48% F
Market Capitalization 0.06B 10% F 33% F

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (NASDAQ Global Market)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 57.60 5% 18%
Price/Book Ratio 0.68 77% 83%
Price / Cash Flow Ratio 8.53 39% 29%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 7.33% 37% 70%
Return on Invested Capital 6.21% 55% 71%
Return on Assets 0.87% 50% 66%
Debt to Equity Ratio 23.98% 66% 56%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector