ducovest

CUBI:NYE-Customers Bancorp Inc (USD)

EQUITY | Banks - Regional | New York Stock Exchange

Last Closing

USD 44.06

Change

0.00 (0.00)%

Market Cap

USD 0.92B

Volume

0.28M

Analyst Target

USD 17.60
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Customers Bancorp Inc through its wholly owned subsidiary Customers Bank, provides financial products and services to small and middle market businesses, not-for-profits, and consumers. It also provides lending to mortgage banking businesses.

Company Website : http://customersbank.com

Currency: USD

Country : USA

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-06-15 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
HDB HDFC Bank Limited ADR

N/A

 USD 156.42B
IBN ICICI Bank Limited

N/A

 USD 94.61B
USB-PH U.S. Bancorp

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USB-PP U.S. Bancorp

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PNC PNC Financial Services Group I..

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USB U.S. Bancorp

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 USD 61.26B
ITUB Itau Unibanco Banco Holding SA

N/A

 USD 58.02B
NU Nu Holdings Ltd

N/A

 USD 55.89B
MFG Mizuho Financial Group Inc.

N/A

 USD 50.56B
TFC Truist Financial Corp

N/A

 USD 48.93B

ETFs Containing CUBI

BNKO 10.00 % 0.00 %

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BNKZ 10.00 % 0.00 %

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KNAB 10.00 % 0.00 %

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FTXO First Trust Nasdaq Bank E.. 8.52 % 0.60 %

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 USD 0.10B
ZBK:CA BMO Equal Weight US Banks.. 6.56 % 0.37 %

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 CAD 0.65B
FAZZ 6.23 % 0.45 %

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RWW 6.01 % 0.46 %

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RWW 6.01 % 0.00 %

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RWW 6.01 % 0.69 %

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RWW 6.01 % 0.00 %

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RWW 6.01 % 0.46 %

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BFIN-U:CA 5.74 % 0.00 %

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SYV 4.46 % 0.60 %

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KBWB Invesco KBW Bank ETF 4.13 % 0.35 %

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 USD 1.47B
MKTN:PA 3.44 % 0.00 %

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SMRN:F 3.44 % 0.00 %

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SMRN:XETRA 3.44 % 0.00 %

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BVNSC 3.44 % 0.00 %

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SPVU Invesco S&P 500® Enhance.. 3.30 % 0.16 %

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 USD 0.11B
FINZ 2.98 % 0.95 %

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SEF ProShares Short Financial.. 2.98 % 0.95 %

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 USD 0.01B
HBG:CA 2.96 % 1.15 %

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HBG-U:CA 2.96 % 0.00 %

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WTDY:XETRA WisdomTree Issuer ICAV - .. 2.85 % 0.00 %

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 USD 0.85M
WTEU:XETRA WisdomTree US Equity Inco.. 2.85 % 0.00 %

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 USD 0.11B
SYE 2.82 % 0.60 %

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PUD:CA 2.63 % 0.68 %

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PUD-B:CA 2.62 % 0.00 %

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TWIO Spinnaker ETF Series - Tr.. 2.33 % 0.00 %

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 USD 0.03B
RPV Invesco S&P 500® Pure Va.. 2.13 % 0.35 %

N/A

 USD 1.94B
JHMF 2.06 % 0.47 %

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SPVM Invesco S&P 500 Value wit.. 1.90 % 0.39 %

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 USD 0.09B
KBE SPDR® S&P Bank ETF 1.53 % 0.35 %

N/A

 USD 1.32B
DRFU:CA Desjardins RI USA Multifa.. 1.53 % 0.57 %

N/A

 CAD 5.97M
GENE:LSE UBS (Irl) ETF Public Limi.. 1.30 % 0.00 %

N/A

 USD 0.16B
GENG:LSE UBS (Irl) ETF plc - Globa.. 1.30 % 0.00 %

N/A

 USD 0.04B
EXT 1.19 % 0.28 %

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OEW 1.09 % 0.40 %

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GEND:LSE Amundi Global Gender Equa.. 0.90 % 0.00 %

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ELLE:LSE Amundi Global Gender Equa.. 0.90 % 0.00 %

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 USD 0.05B
FAZ Direxion Daily Financial .. 0.00 % 0.95 %

N/A

 USD 0.14B
FSF:CA First Asset Global Financ.. 0.00 % 1.11 %

N/A

 CAD 1.01B
RALS 0.00 % 0.95 %

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VAMO 0.00 % 0.64 %

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VNLA Janus Henderson Short Dur.. 0.00 % 0.35 %

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 USD 2.25B
BCD abrdn Bloomberg All Commo.. 0.00 % 0.29 %

N/A

 USD 0.23B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -23.53% 9% A- 8% B-
Dividend Return N/A N/A N/A N/A N/A
Total Return -23.53% 8% B- 7% C-
Trailing 12 Months  
Capital Gain 49.86% 94% A 94% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 49.86% 93% A 94% A
Trailing 5 Years  
Capital Gain 119.97% 97% N/A 89% A-
Dividend Return N/A N/A N/A N/A N/A
Total Return 119.97% 97% N/A 87% B+
Average Annual (5 Year Horizon)  
Capital Gain 58.27% 99% N/A 96% N/A
Dividend Return 58.27% 99% N/A 95% A
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 107.73% 3% F 6% D-
Risk Adjusted Return 54.09% 93% A 76% C+
Market Capitalization 0.92B 24% F 59% D-

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.60 80% 89%
Price/Book Ratio 1.03 46% 69%
Price / Cash Flow Ratio 4.17 70% 66%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 15.82% 86% 75%
Return on Invested Capital 8.40% 69% 59%
Return on Assets 1.14% 70% 34%
Debt to Equity Ratio 91.92% 33% 39%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.