1AC:F:F-PennyMac Financial Services Inc (EUR)

COMMON STOCK | Mortgage Finance |

Last Closing

USD 85.5

Change

0.00 (0.00)%

Market Cap

USD 4.35B

Volume

25.00

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-06-15 )

Largest Industry Peers for Mortgage Finance

Symbol Name Price(Change) Market Cap
07WA:F Mr. Cooper Group Inc

+0.28 (+0.37%)

USD 4.96B
5WD:F Walker & Dunlop Inc

+0.50 (+0.57%)

USD 3.00B
2UK:F OSB GROUP PLC LS 001

-0.10 (-1.89%)

USD 2.08B
46P1:F Paragon Banking Group PLC

+0.15 (+1.68%)

USD 1.86B
63Z:F FIRST NATIONAL FIN. CORP.

-0.40 (-1.68%)

USD 1.42B
FHL:F Federal Home Loan Mortgage Cor..

-0.03 (-2.63%)

USD 0.66B
LDD:F LOANDEPOT INC. A

-0.03 (-1.92%)

USD 0.54B
4HF:F Hoist Finance AB

+0.04 (+0.84%)

USD 0.44B
73X:F HEARTLAND GRP HLDGS

N/A

USD 0.43B
58O:F TIMBERCREEK FINL

N/A

USD 0.41B

ETFs Containing 1AC:F

N/A

Market Performance

  Market Performance vs. Industry/Classification (Mortgage Finance) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 7.55% 68% D+ 63% D
Dividend Return 0.50% 8% B- 8% B-
Total Return 8.05% 58% F 57% F
Trailing 12 Months  
Capital Gain 35.71% 78% C+ 85% B
Dividend Return 1.27% 17% F 12% F
Total Return 36.98% 79% B- 78% C+
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 11.83% 79% B- 77% C+
Dividend Return 12.14% 79% B- 71% C-
Total Return 0.31% 17% F 19% F
Risk Return Profile  
Volatility (Standard Deviation) 20.56% 42% F 59% D-
Risk Adjusted Return 59.05% 95% A 82% B
Market Capitalization 4.35B 95% A 77% C+

Annual Financials (EUR)

Quarterly Financials (EUR)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.