SLMBP:NGS-SLM Corporation Floating Rate Non-Cumulative Preferred Stock Series B (USD)

EQUITY | Credit Services | Nasdaq Global Select

Last Closing

USD 74.64

Change

-0.16 (-0.21)%

Market Cap

USD 0.21B

Volume

0.02M

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

SLM Corp is engaged in saving, planning and paying for education company. It provides funding, delivery & servicing support for education loans in the United States through its private education loan programs.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-06-14 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
PYPL PayPal Holdings Inc

+0.68 (+1.15%)

USD 62.29B
SOFI SoFi Technologies Inc.

-0.10 (-1.56%)

USD 7.38B
CACC Credit Acceptance Corporation

+2.63 (+0.55%)

USD 5.84B
FCFS FirstCash Inc

-2.17 (-1.99%)

USD 5.19B
SLM SLM Corp

+0.16 (+0.78%)

USD 4.49B
QFIN 360 Finance Inc

-0.13 (-0.66%)

USD 3.07B
UPST Upstart Holdings Inc

-0.34 (-1.53%)

USD 1.95B
OCSL Oaktree Specialty Lending Corp

+0.07 (+0.37%)

USD 1.61B
NAVI Navient Corp

+0.21 (+1.47%)

USD 1.59B
PRAA PRA Group Inc

+1.18 (+5.95%)

USD 0.80B

ETFs Containing SLMBP

PFFV Global X Variable Rate Pr.. 0.78 % 0.00 %

+0.01 (+0.04%)

USD 0.25B
PFFA Virtus InfraCap U.S. Pref.. 0.00 % 2.13 %

-0.17 (0.04%)

USD 0.99B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 12.83% 81% B- 78% C+
Dividend Return 5.68% 90% A- 97% N/A
Total Return 18.52% 84% B 82% B
Trailing 12 Months  
Capital Gain 33.05% 100% F 86% B+
Dividend Return 13.31% 80% B- 98% N/A
Total Return 46.35% 100% F 89% A-
Trailing 5 Years  
Capital Gain 18.59% 62% D 64% D
Dividend Return 32.76% 100% F 93% A
Total Return 51.35% 76% C+ 72% C
Average Annual (5 Year Horizon)  
Capital Gain 11.96% 67% D+ 70% C-
Dividend Return 18.58% 70% C- 77% C+
Total Return 6.62% 82% B 93% A
Risk Return Profile  
Volatility (Standard Deviation) 33.16% 77% C+ 57% F
Risk Adjusted Return 56.04% 90% A- 83% B
Market Capitalization 0.21B 87% B+ 89% A-

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 35.30 11% 27%
Price/Book Ratio N/A N/A N/A
Price / Cash Flow Ratio -34.18 100% 92%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 38.21% 97% 96%
Return on Invested Capital 17.10% 81% 86%
Return on Assets 2.61% 42% 78%
Debt to Equity Ratio 277.94% 36% 7%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.