BAP:NYE-Credicorp Ltd. (USD)

EQUITY | Banks - Regional | New York Stock Exchange

Last Closing

USD 165.13

Change

+2.00 (+1.23)%

Market Cap

USD 14.21B

Volume

0.11M

Analyst Target

USD 166.43
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Credicorp Ltd through its banking and non-banking subsidiaries, provides financial and health services and products. It operates in four segments namely Banking, Insurance, Pension fund and Investment banking.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-05-24 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
HDB HDFC Bank Limited ADR

N/A

USD 149.57B
IBN ICICI Bank Limited

N/A

USD 94.61B
USB-PH U.S. Bancorp

N/A

USD 89.79B
USB-PP U.S. Bancorp

N/A

USD 74.89B
PNC PNC Financial Services Group I..

N/A

USD 61.36B
USB U.S. Bancorp

N/A

USD 61.26B
ITUB Itau Unibanco Banco Holding SA

N/A

USD 59.29B
NU Nu Holdings Ltd

N/A

USD 58.04B
MFG Mizuho Financial Group Inc.

N/A

USD 50.56B
TFC Truist Financial Corp

N/A

USD 48.40B

ETFs Containing BAP

EPU iShares MSCI Peru ETF 23.35 % 0.59 %

N/A

USD 0.12B
IBAL:AU iShares Balanced ESG ETF 10.58 % 0.00 %

N/A

N/A
IGRO:AU iShares High Growth ESG E.. 3.06 % 0.00 %

N/A

N/A
EWEM 2.63 % 0.65 %

N/A

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EET ProShares Ultra MSCI Emer.. 0.23 % 0.95 %

N/A

USD 0.02B
EDZ Direxion Daily MSCI Emerg.. 0.00 % 0.99 %

N/A

USD 0.02B
EEV ProShares UltraShort MSCI.. 0.00 % 0.95 %

N/A

USD 5.25M
EMLB 0.00 % 0.00 %

N/A

N/A
EMSA 0.00 % 0.00 %

N/A

N/A
EUM ProShares Short MSCI Emer.. 0.00 % 0.95 %

N/A

USD 0.02B
FM iShares MSCI Frontier and.. 0.00 % 0.81 %

N/A

USD 0.43B
GML 0.00 % 0.50 %

N/A

N/A
EDBI 0.00 % 0.50 %

N/A

N/A
TDI Touchstone Dynamic Intern.. 0.00 % 0.00 %

N/A

USD 0.06B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 10.14% 84% B 75% C
Dividend Return N/A N/A N/A N/A N/A
Total Return 10.14% 75% C 72% C
Trailing 12 Months  
Capital Gain 25.10% 63% D 76% C+
Dividend Return N/A N/A N/A N/A N/A
Total Return 25.10% 54% F 72% C
Trailing 5 Years  
Capital Gain -25.31% 23% F 21% F
Dividend Return 8.63% 14% F 30% F
Total Return -16.68% 14% F 17% F
Average Annual (5 Year Horizon)  
Capital Gain -4.11% 28% F 22% F
Dividend Return -1.20% 18% F 21% F
Total Return 2.91% 28% F 59% D-
Risk Return Profile  
Volatility (Standard Deviation) 21.87% 69% C- 51% F
Risk Adjusted Return -5.50% 20% F 23% F
Market Capitalization 14.21B 68% D+ 86% B+

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 18.00 53% 77%
Price/Book Ratio 1.52 22% 52%
Price / Cash Flow Ratio 3.18 72% 71%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 15.57% 84% 74%
Return on Invested Capital 9.12% 72% 62%
Return on Assets 2.12% 95% 45%
Debt to Equity Ratio 80.85% 41% 44%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector