SYF:NYE-Synchrony Financial (USD)

EQUITY | Credit Services | New York Stock Exchange

Last Closing

USD 44.8

Change

+0.63 (+1.43)%

Market Cap

USD 28.29B

Volume

4.95M

Analyst Target

USD 23.50
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Synchrony Financial provides credit products through programs established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-05-21 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
V Visa Inc. Class A

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USD 557.48B
MA Mastercard Inc

-0.37 (-0.08%)

USD 417.10B
AXP American Express Company

+2.63 (+1.18%)

USD 159.82B
COF Capital One Financial Corporat..

-1.39 (-1.03%)

USD 52.56B
DFS Discover Financial Services

-0.33 (-0.27%)

USD 30.76B
ALLY Ally Financial Inc

-0.99 (-2.49%)

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OBDC Blue Owl Capital Corporation

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OMF OneMain Holdings Inc

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USD 5.74B
WU Western Union Co

-0.40 (-3.21%)

USD 4.41B
NNI Nelnet Inc

-1.54 (-1.55%)

USD 3.72B

ETFs Containing SYF

BFIN:CA Brompton North American F.. 5.66 % 0.96 %

-0.03 (0.00%)

CAD 0.05B
XAXD:SW Xtrackers MSCI AC Asia ex.. 5.48 % 0.00 %

-0.21 (0.00%)

USD 0.37B
FXR First Trust Industrials/P.. 1.35 % 0.62 %

-0.95 (0.00%)

USD 1.92B
WTV WisdomTree Trust - Wisdom.. 1.02 % 0.00 %

-0.52 (0.00%)

USD 0.31B
IUSZ:SW iShares Edge MSCI USA Siz.. 0.41 % 0.00 %

N/A

N/A
FHG:CA First Trust AlphaDEX US I.. 0.00 % 0.76 %

-0.79 (0.00%)

CAD 0.03B
FWDD 0.00 % 1.25 %

N/A

N/A
KORP American Century Diversif.. 0.00 % 0.45 %

+0.01 (+0.00%)

USD 0.25B
SSPY Syntax Stratified LargeCa.. 0.00 % 0.00 %

-0.49 (0.00%)

USD 0.09B
XAXD:LSE Xtrackers - MSCI AC Asia .. 0.00 % 0.00 %

-0.16 (0.00%)

USD 0.35B
XAXJ:LSE Xtrackers MSCI AC Asia ex.. 0.00 % 0.00 %

+3.50 (+0.00%)

USD 0.35B
QDVC:F iShares IV Public Limited.. 0.00 % 0.00 %

N/A

USD 0.19B
QDVC:XETRA iShares Edge MSCI USA Siz.. 0.00 % 0.00 %

-0.02 (0.00%)

USD 0.19B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 17.31% 88% B+ 86% B+
Dividend Return 1.31% 32% F 51% F
Total Return 18.62% 88% B+ 87% B+
Trailing 12 Months  
Capital Gain 46.07% 87% B+ 90% A-
Dividend Return 3.26% 35% F 47% F
Total Return 49.33% 87% B+ 90% A-
Trailing 5 Years  
Capital Gain 28.92% 48% F 58% F
Dividend Return 12.46% 41% F 47% F
Total Return 41.38% 48% F 56% F
Average Annual (5 Year Horizon)  
Capital Gain 13.97% 69% C- 78% C+
Dividend Return 16.57% 69% C- 79% B-
Total Return 2.59% 35% F 55% F
Risk Return Profile  
Volatility (Standard Deviation) 54.06% 36% F 17% F
Risk Adjusted Return 30.65% 64% D 52% F
Market Capitalization 28.29B 84% B 89% A-

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.60 63% 88%
Price/Book Ratio 1.25 40% 61%
Price / Cash Flow Ratio 2.14 50% 75%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 20.58% 80% 83%
Return on Invested Capital 7.86% 61% 57%
Return on Assets 2.56% 63% 51%
Debt to Equity Ratio 114.95% 65% 31%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector