GDOT:NYE-Green Dot Corporation Class A $0.001 par value (USD)

EQUITY | Credit Services | New York Stock Exchange

Last Closing

USD 9.87

Change

-0.04 (-0.40)%

Market Cap

USD 1.21B

Volume

0.40M

Analyst Target

USD 57.38
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Green Dot Corp is a pro-consumer financial technology company. The Company provides reloadable prepaid debit cards and cash reload processing services in the United States. It also processes tax refund disbursements in the United States.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-05-21 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
V Visa Inc. Class A

-0.53 (-0.20%)

USD 557.48B
MA Mastercard Inc

-0.37 (-0.08%)

USD 417.10B
AXP American Express Company

+2.63 (+1.18%)

USD 159.82B
COF Capital One Financial Corporat..

-1.39 (-1.03%)

USD 52.56B
DFS Discover Financial Services

-0.33 (-0.27%)

USD 30.76B
SYF Synchrony Financial

-1.16 (-2.71%)

USD 17.39B
ALLY Ally Financial Inc

-0.99 (-2.49%)

USD 11.99B
OBDC Blue Owl Capital Corporation

+0.03 (+0.19%)

USD 6.55B
OMF OneMain Holdings Inc

-0.93 (-1.94%)

USD 5.74B
WU Western Union Co

-0.40 (-3.21%)

USD 4.41B

ETFs Containing GDOT

RZV Invesco S&P SmallCap 600.. 0.00 % 0.35 %

-1.98 (-1.97%)

USD 0.25B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -0.30% 28% F 33% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -0.30% 23% F 27% F
Trailing 12 Months  
Capital Gain -44.89% 8% B- 4% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -44.89% 8% B- 4% F
Trailing 5 Years  
Capital Gain -79.64% 4% F 4% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -79.64% 4% F 3% F
Average Annual (5 Year Horizon)  
Capital Gain -8.93% 13% F 10% F
Dividend Return -8.93% 10% F 8% B-
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 56.70% 31% F 15% F
Risk Adjusted Return -15.75% 33% F 17% F
Market Capitalization 1.21B 31% F 46% F

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 33.80 5% 8%
Price/Book Ratio 0.49 80% 93%
Price / Cash Flow Ratio 5.41 25% 59%
Price/Free Cash Flow Ratio -2.18 93% 85%
Management Effectiveness  
Return on Equity -2.84% 7% 23%
Return on Invested Capital 4.26% 53% 40%
Return on Assets -0.49% 10% 20%
Debt to Equity Ratio N/A N/A N/A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Negative free cash flow

The company had negative total free cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector