IFC:CA:TSX-Intact Financial Corporation (CAD)

EQUITY | Insurance - Property & Casualty | Toronto Stock Exchange

Last Closing

CAD 224.31

Change

0.00 (0.00)%

Market Cap

CAD 12.27B

Volume

0.33M

Analyst Target

CAD 157.38
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Intact Financial Corp provides property and casualty insurance in British Columbia, Alberta, Ontario, Quebec and Nova Scotia. It distributes insurance under the Intact Insurance brand through a network of brokers and its subsidiary, BrokerLink.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-04-28 )

Largest Industry Peers for Insurance - Property & Casualty

Symbol Name Price(Change) Market Cap
FFH:CA Fairfax Financial Holdings Ltd

-16.45 (-0.93%)

CAD 43.97B
FFH-PF:CA Fairfax Financial Holdings Ltd..

N/A

CAD 25.37B
FFH-PD:CA Fairfax Financial Holdings Ltd..

-0.15 (-0.66%)

CAD 24.74B
FFH-PE:CA Fairfax Financial Holdings Ltd..

+0.08 (+0.46%)

CAD 24.50B
FFH-PC:CA Fairfax Fin Hld Cum 5 Yr C Prf

-0.11 (-0.49%)

CAD 23.62B
FFH-PG:CA Fairfax Fin Hld Cum 5 Yr Rt G ..

+0.04 (+0.22%)

CAD 22.92B
FFH-PH:CA Fairfax Financial Holdings Ltd..

+0.04 (+0.22%)

CAD 22.82B
FFH-PI:CA Fairfax Financial Holdings Ltd..

+0.18 (+0.96%)

CAD 22.80B
FFH-PK:CA Fairfax Financial Holdings Ltd..

-0.03 (-0.13%)

CAD 22.55B
FFH-PJ:CA Fairfax Financial Holdings Ltd..

N/A

CAD 22.34B

ETFs Containing IFC:CA

FDL:CA 0.00 % 0.67 %

N/A

N/A
CMCE:CA 0.00 % 0.00 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange (Toronto Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 10.03% 58% F 74% C
Dividend Return 0.59% 6% D- 22% F
Total Return 10.62% 53% F 74% C
Trailing 12 Months  
Capital Gain 9.45% 42% F 64% D
Dividend Return 1.13% 6% D- 17% F
Total Return 10.58% 37% F 63% D
Trailing 5 Years  
Capital Gain 104.64% 50% F 86% B+
Dividend Return 14.21% 100% F 72% C
Total Return 118.86% 50% F 87% B+
Average Annual (5 Year Horizon)  
Capital Gain 12.12% 89% A- 80% B-
Dividend Return 14.16% 89% A- 81% B-
Total Return 2.04% 11% F 57% F
Risk Return Profile  
Volatility (Standard Deviation) 8.64% 53% F 74% C
Risk Adjusted Return 163.94% 100% F 100% F
Market Capitalization 12.27B 100% F 96% N/A

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Property & Casualty) Ratio vs. Market (Toronto Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 22.70 5% 16%
Price/Book Ratio 2.68 33% 24%
Price / Cash Flow Ratio 21.44 7% 10%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 8.17% 5% 54%
Return on Invested Capital N/A N/A N/A
Return on Assets 2.72% 5% 53%
Debt to Equity Ratio 31.38% 67% 67%

Annual Financials (CAD)

Quarterly Financials (CAD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector