RDN:NYE-Radian Group Inc. (USD)

EQUITY | Insurance - Specialty | New York Stock Exchange

Last Closing

USD 30.35

Change

0.00 (0.00)%

Market Cap

USD 3.10B

Volume

0.55M

Analyst Target

USD 21.91
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Radian Group Inc, through its subsidiaries and affiliates, provides mortgage insurance on domestic residential First-liens and other products and services to the mortgage and real estate industries. Its segments include mortgage insurance and MRES.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-04-28 )

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MBI MBIA Inc

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N/A

ETFs Containing RDN

JPSV Jpmorgan Active Small Cap.. 1.34 % 0.00 %

+0.29 (+0.49%)

USD 0.02B
PSCF Invesco S&P SmallCap Fina.. 0.00 % 0.29 %

+0.43 (+0.49%)

USD 0.02B
YXM-B:CA 0.00 % 0.00 %

N/A

N/A
WBID 0.00 % 1.06 %

N/A

N/A
FCHH:CA 0.00 % 0.00 %

N/A

N/A
FCHY:CA 0.00 % 0.00 %

N/A

N/A
PTBD Pacer Trendpilot US Bond .. 0.00 % 0.00 %

-0.05 (0.49%)

N/A
HHH Howard Hughes Corporation 0.00 % 0.00 %

+1.02 (+0.49%)

USD 3.87B

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Specialty) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 6.30% 64% D 73% C
Dividend Return 0.86% 80% B- 44% F
Total Return 7.16% 64% D 73% C
Trailing 12 Months  
Capital Gain 25.05% 64% D 81% B-
Dividend Return 3.79% 82% B 57% F
Total Return 28.84% 57% F 81% B-
Trailing 5 Years  
Capital Gain 29.59% 73% C 65% D
Dividend Return 12.80% 33% F 51% F
Total Return 42.39% 55% F 64% D
Average Annual (5 Year Horizon)  
Capital Gain 9.10% 79% B- 69% C-
Dividend Return 12.17% 86% B+ 71% C-
Total Return 3.07% 45% F 62% D
Risk Return Profile  
Volatility (Standard Deviation) 31.20% 36% F 35% F
Risk Adjusted Return 39.00% 71% C- 62% D
Market Capitalization 3.10B 50% F 76% C+

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Specialty) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.40 64% 81%
Price/Book Ratio 1.08 85% 67%
Price / Cash Flow Ratio 8.98 36% 41%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 14.50% 77% 71%
Return on Invested Capital 10.56% 79% 66%
Return on Assets 7.52% 86% 85%
Debt to Equity Ratio 34.96% 45% 70%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.