UPST:NSD-Upstart Holdings Inc (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 23.46

Change

0.00 (0.00)%

Market Cap

USD 1.92B

Volume

3.60M

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-04-28 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
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SOFI SoFi Technologies Inc.

+0.75 (+7.16%)

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CACC Credit Acceptance Corporation

+9.49 (+2.10%)

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QFIN 360 Finance Inc

-0.48 (-1.41%)

USD 5.41B
SLM SLM Corp

+0.40 (+1.81%)

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SLMBP SLM Corp Pb Pref

+0.40 (+0.54%)

USD 4.83B
NAVI Navient Corp

+0.05 (+0.33%)

USD 1.68B
OCSL Oaktree Specialty Lending Corp

+0.19 (+1.17%)

USD 1.34B
SEZL Sezzle Inc. Common Stock

+13.22 (+6.11%)

USD 1.24B
PRAA PRA Group Inc

+1.11 (+5.88%)

USD 0.77B

ETFs Containing UPST

DBND DoubleLine Opportunistic .. 1.79 % 0.00 %

-0.03 (-0.05%)

USD 0.34B
KOMP SPDR Kensho New Economies.. 0.00 % 0.00 %

+0.07 (+-0.05%)

USD 2.08B
RBOT-U:CA Global X Robotics & AI In.. 0.00 % 0.00 %

N/A

N/A
TAAG 0.00 % 0.00 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -42.58% 6% D- 12% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -42.58% 6% D- 12% F
Trailing 12 Months  
Capital Gain 68.78% 100% F 91% A-
Dividend Return N/A N/A N/A N/A N/A
Total Return 68.78% 100% F 91% A-
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -2.17% 45% F 40% F
Dividend Return -2.17% 42% F 36% F
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 74.98% 29% F 21% F
Risk Adjusted Return -2.89% 42% F 39% F
Market Capitalization 1.92B 77% C+ 80% B-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector