DGICA:NGS-Donegal Group Inc. Class A Common Stock (USD)

EQUITY | Insurance - Property & Casualty | Nasdaq Global Select

Last Closing

USD 13.45

Change

0.00 (0.00)%

Market Cap

USD 0.43B

Volume

0.04M

Analyst Target

USD 17.75
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Donegal Group Inc is an insurance holding company. It offers personal and commercial lines of property and casualty insurance to businesses and individuals in Mid-Atlantic, Midwestern, New England and Southern states.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-04-28 )

Largest Industry Peers for Insurance - Property & Casualty

Symbol Name Price(Change) Market Cap
CINF Cincinnati Financial Corporati..

+1.44 (+1.01%)

USD 21.65B
SIGI Selective Insurance Group Inc

+1.78 (+1.98%)

USD 5.68B
PLMR Palomar Holdings Inc

-0.38 (-0.41%)

USD 2.47B
SKWD Skyward Specialty Insurance Gr..

-0.29 (-0.65%)

USD 1.85B
SAFT Safety Insurance Group Inc

+0.07 (+0.09%)

USD 1.19B
ROOT Root Inc

+0.92 (+2.32%)

USD 0.59B
ACIC American Coastal Insurance Cor..

+0.37 (+3.14%)

USD 0.59B
UFCS United Fire Group Inc

+0.07 (+0.35%)

USD 0.51B
DGICB Donegal Group B Inc

N/A

USD 0.47B
NODK NI Holdings Inc

-0.05 (-0.31%)

USD 0.32B

ETFs Containing DGICA

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -3.86% 20% F 46% F
Dividend Return 1.22% 75% C 64% D
Total Return -2.64% 20% F 47% F
Trailing 12 Months  
Capital Gain -4.47% 33% F 46% F
Dividend Return 3.62% 63% D 55% F
Total Return -0.85% 33% F 47% F
Trailing 5 Years  
Capital Gain -0.37% 60% D- 56% F
Dividend Return 21.15% 100% F 83% B
Total Return 20.78% 60% D- 62% D
Average Annual (5 Year Horizon)  
Capital Gain -0.12% 53% F 46% F
Dividend Return 3.93% 53% F 56% F
Total Return 4.05% 78% C+ 79% B-
Risk Return Profile  
Volatility (Standard Deviation) 7.59% 100% F 89% A-
Risk Adjusted Return 51.74% 80% B- 82% B
Market Capitalization 0.43B 31% F 62% D

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Property & Casualty) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 15.30 20% 12%
Price/Book Ratio 0.93 85% 72%
Price / Cash Flow Ratio 15.59 31% 17%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 0.92% 53% 60%
Return on Invested Capital 119.91% 87% 98%
Return on Assets 0.16% 40% 61%
Debt to Equity Ratio N/A N/A N/A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.